  |  Matchstick Join Date: May 2008 Posts: 36 |
EXPIRED - Free 02 money prepaid Visa card
STARTS: 30/08/2009 EXPIRES: 30/09/2009
Offered through the Natwest bank, these prepay cards act just like debit cards, except with no link to a bank. You can only spend what you have loaded on them through topping up or direct debit payment, thus you cant go into debt and end up paying charges or interest. The card itself is free to o2 phone customers and can be used in all shops and sites that accept visa.
use instead of money or if you need to use on a site that could be dodgy, thus protecting your real cards details.
get texts telling you how much is left
other cards cost money to top up or just to join. this doesnt (assume you would be charged for topping it up in a shop, thus always just add by direct debit)
Catches: UK use only
No atm functionality
o2 customers only
does not offer credit card protection on purchases (section 75)
does not offer any perks, cashback or rewards that some credit cards offer
if anyones used one of these plaese let us know what you think
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I got one of these last week....awesome...free card, free to load up and no transaction costs for card purchases.......
all the others charge you an admin fee for the card and/or a percentage of the purchase price of each transaction....either that of you have to pay a monthly charge.... O2 one is totally free to use in the UK  |
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StevenA2000_uk:
I got one of these last week....awesome...free card, free to load up and no transaction costs for card purchases....... all the others charge you an admin fee for the card and/or a percentage of the purchase price of each transaction....either that of you have to pay a monthly charge.... O2 one is totally free to use in the UK
might be safer to use online than my bank card  |
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Mrs.Z:
I assume you can use this onine? If so, is it equivalent to a Visa debit or electron card? might be safer to use online than my bank card
It works the same as any other VISA or MASTERCARD debit/credit card...its the same payment system they all use..... |
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brandonheat:
didnt know it had been posted before. i just seen in a magazine ad on sunday. as steven says, others like tuxedo etc charge for getting card, monthly or annual fee, fee to top up |
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StevenA2000_uk:
I dont think it has been posted before, not this one. Its fairly new and I couldnt find any other post on the search for this....only yours OP.
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Cheers
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thanks this is ideal for me to save , am i right in thinking i can put money on the card and save it , i know i can only put so much on a year but can i use this like a savings account and use it like a bank card
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