BeeKeeper:
If you're married, try adding your partner as a named driver. Even if you're never going to let them drive. It nearly always lowers your quote.
Insurance companies take the view that only one person is going to be driving at any one time anyway & someone in a stable relationship is more responsible & hopefully a more conciensous driver.
+1
Good advice just what i was going to quote
also direct line are doing 90 days extra cover if you take a policy out with them
