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nikkib123 Avatar
7y, 8m agoPosted 7 years, 8 months ago
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nikkib123 Avatar
7y, 8m agoPosted 7 years, 8 months ago
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(18) Jump to unreadPost a comment
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1 Like #1
sounds dodgy to me nikki-why dont they just contact you direct and ask whatever questions they may have? shred and ignore is my advice.
1 Like #2
Have a read of this it will help you a lot

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/97016-tower-investigations-ltd.html


http://answers.yahoo.com/question/index?qid=20080420083140AAYdcX2

Now go to money saving expert.com
And look at there debt section.....Im not saying your in debt BUT look any way.
It tell you what to do AND what not to do.
If i have time i will add to this post the link.
1 Like #3
It is possible its a genealogical specialist.

They may have someone who died and are trying to trace potential relatives.
This is often someone who had no idea they were related in the first place, or this person has died.
1 Like #4
Hi Nikki.

Tower Investigations are a company who I think at present are based in middlesex or therabouts.

Anyway, they have several "strings" to their bow, including mainly tracing people, usually for debt recovery, unpaid fines etc. Although the letter may be addressed to you, they migt be trying to trace a previous occupant at your address, or somebody with a similar name, date of birth etc to yours.

As I'm sure you know, you aren't obliged to supply them with any info so it's your call. However, if you do decide to contact them, they do have to tell you the nature of their "investigation" before you give them any info at all - even data protection info like your date of birth etc. If you ring them, just quote them any reference number on the letter and ask them what it is about.

To be honest, from what I know, they aren't that credible in their field at what they do, if you know what I mean.:thumbsup:

Hope this helps,

Col.
[mod] 1 Like #5
nikkib123;6286579
Yeh thats what I was thinking!

I have never been in debt and don't even have a credit card!

Was hoping it was some inheritance or unclaimed prize/premium bond!

Thanks Barky


It was too tell you that i am your long lost twin brother and you are entitled to my family peerage.


Ah well...........your loss. :p
#6
karenhornby
It is possible its a genealogical specialist.

They may have someone who died and are trying to trace potential relatives.
This is often someone who had no idea they were related in the first place, or this person has died.



NO

They are a debt chasing company like


the dreaded Mackenzie hall
Read link


http://forums.moneysavingexpert.com/showthread.html?t=1941483&highlight=mackenzie+hall
#7
Return letter not known at this address.
1 Like #8
my sister and they are worse than buchannan clarke and wells
1 Like #9
good luck.
I had one a few years ago. Saying that i owed tsb about £500 from when i was 17 or 18. Now they cant really chase a debt that is over 6 years (as long as nobody has had any contact with you)
The reason they said i had this debt is because of a direct debit that came out AFTER i had closed my accoutn and moved to abbey.
anyways long story short i just sent them a letter asking them to prove it was my debt....never heard back from them. Sooooo it may be a debt that you have no clue about
#10
nikkib123
Yes strange because it in my married name and I have only been married three years???


i was told by someone that works for a debt recovery company..that they would have just picked up a load of cheap debts from years ago...sent them out to 100's of people in the hope that one of them craps there pants and pays up..thus covering the costs of what they payed for all of the old debts.
#11
nikkib123
Hmmm, I have never had any debts though?
Think I will definately ignore :thumbsup:


yeah i would...they cant really have anything on you...if they did it would be a letter saying we are chasing you for x debt...pay now bitch etc etc
1 Like #12
nikkib123
You really are a grumpy old fart aren't you????

I could do that no problem but thought I would ask on a site with thousands of members first!

Jog on!


Well said :) It's always the same old ones isnt it.
#13
nikkib123;6287567
You really are a grumpy old fart aren't you????

I could do that no problem but thought I would ask on a site with thousands of members first!

Jog on!


Are you sure that wasn't meant as a serious comment? Sounded like decent advice to me... :)
1 Like #14
Jumpingphil
Why don't you go to a phone box and ring the freefone number and ask them a few questions yourself?


problem is if you ring them and give your details that officially reopens the debt even if its over the 6 year doodah

http://www.b3ta.cr3ation.co.uk/data/gif/0000000.gif

best say nothing and ignore it.....prob keep coming tho so send back not at this address
banned#15
casparwhite
problem is if you ring them and give your details that officially reopens the debt even if its over the 6 year doodah


No it doesn't, the limitation period doesn't start again once a debt is statute barred.
#16
colinsunderland
No it doesn't, the limitation period doesn't start again once a debt is statute barred.


i read different on consumer forums:thinking:
#17
Funnily enough I got a letter from them about 6 months ago. Someone elses name but my address.
Checked them out on the web, then opened the letter.Rang the freephone number, explained that I have lived in my house 29 years and have no lodgers.
They have taken my address off their list.
banned 1 Like #18
casparwhite
i read different on consumer forums:thinking:


just had a quick look over there and the first thread that came up in search was

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/214621-think-i-done-boo.html

As long as there is a gap of at least 6 years ANYWHERE in the life of the debt when you haven't paid, then it will still be statute barred......nothing can unbar it. Even recent payments....
:thumbsup:

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