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bykergrove Avatar
banned7y, 8m agoPosted 7 years, 8 months ago
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bykergrove Avatar
banned7y, 8m agoPosted 7 years, 8 months ago
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#1
100-200k a year would do me just fine :lol:
#2
I think i would be happy financially if me and my OH were both on 30k - 35k
#3
£25000 would be nice
banned#4
micoo
100-200k a year would do me just fine :lol:


If I budgeted a bit better, might be able to do 200k
#5
bykergrove
one day brah!

ohh yes, i forgot about the other halfs wage too! good one!



hopefully, got my eyes on the prize haha :lol: no point in not aiming for the top :lol:
#6
In my experience however much you earn its just not quite enough...
banned#7
Me and my missus said ten years ago if we earned £50,000 a year between us we'd be set, now we earn £80,000 a year between us and we always seem skint.... Doesn't matter how much you earn it's never enough
#8
bykergrove
one day brah!

ohh yes, i forgot about the other halfs wage too! good one!

so if you were earning say 60k you would feel confident that you would not have to worry about money? I would say that is a little on the low side... but maybe that's cause i live in london


I grew up in a family of 5 where parents earned 60-70k, 3 children and i cant honestly say we have ever wanted for anything so this is what i base my judgment on :P
#9
realistically 60k -90k and obviously want it to increase to 6 figures after working for 10 years :-D
#10
As much as the vole and the vibrator.
banned#11
To live comfortably - £180,000.
#12
hmm-creme-eggs
Me and my missus said ten years ago if we earned £50,000 a year between us we'd be set, now we earn £80,000 a year between us and we always seem skint.... Doesn't matter how much you earn it's never enough


inflation...
#13
bykergrove
wow that is a modest amount, where do you live?

haha, londoner then?

i have heard this quite a lot from my managers and mentors ect.... i hope that I wont become accustomed to spending lots but if i really needed to i could cut my current spending by massive amounts so maybe I have already begun to get used to it??

yep again, i guess people are made to want better or more things... being in a high tax bracket doesnt help either :-(

yes, but would you need extra money when you are older? to travel?



need more money then cos obviously i'd be more qualified to earn more and i'll want the money to pay for holidays and save up for my kid's tuition, my mum pays mine so it'll be nice to do that for my kids... i wanna have 2-3 kids so a big family plus adopt kids more when im able to afford to :)
#14
Im self employed, and earning 10k a year quite comfortably, even with 2 kids ive kept outgoings down lower than a midgets todger.

20k would be great though!?
#15
bykergrove
i dont get it?


BG1 and vibeone.......I really didn't want to have to type them...................:x


ilovelilac
i wanna have 2-3 kids


Need any help?
#16
Am currently living comfortably.
but wouldnt say no to more income!!!!
banned#17
Just got me thinking about this....

My missus earns £30k and brings home around £2200 a month... I earn £42k plus about 10k in annual bonuses and bring home around £3100 a month (annual bonus pays for the yearly florida holiday). Total income £5,300 a month...

Mortgage - £1200 a month
Council Tax - £260 a month
Bills - approx £500 (inc leccy, gas, sky, phoine, broadband etc)
Car Payments - £400 a month plus another £200 a month of insurance, tax etc, plus another £200 a month each on fuel.
Harveys (we just bought new sofa's and furniture) £250 a month
Ex Tax (have to pay my ex wife monthly fees...:x) £225
We eat out atleast twice a week £400
Eat take out atleast twice a week £150

That lot comes to £3985...... Leaving only £1000 ish for shopping, the second annual holiday, christmas / birthday pressies etc etc

No wonder we're so skint all the time ! :x:x:x
#18
deek72
BG1 and vibeone.......I really didn't want to have to type them...................:x




Need any help?


no thanxx someone's got that job already :oops:
#19
Couple of Billion?
#20
hmm-creme-eggs

We eat out atleast twice a week £400
Eat take out atleast twice a week £150


What the HELL do you eat????????
#21
interesting to see the vast difference in figures that some reckon would make them comfortable-good thread. Just goes to show that many people have different expectations.

My younger brother was a multi millionaire by 27 years old,it hasnt made him happy,in fact if anything it has completely changed him. He wouldnt lend you a fiver if you asked him. 2 broken marriages. his kids never see him,he gets up in the morning at 6am,does and hour in the gym and then works til 10pm.

I just dont know what drives him-with that sorta money,most would have given up years ago. he is now 44,owns 700 pubs and clubs,scuba dive centres all over the world and is stressed beyond belief-one day the stress will kill him for sure.

our mortgage is paid off,I work 2 days a week,so does my wife-my kids dont want for anything,I am in no way rich,we have a very modest income but not having a mortgage is a huge lifesaver for us but I believe we are far happier than my brother,we do things with the kids all the time and spend time as a family-thats what makes me happy rather than vast sums of money.
#22
bykergrove
Ah right, i understand. I thought about adopting kids once i have my own and I can afford to.

wow! very impressed! where do you live? how is that possible?

oh right! they get pocket money so you gonna be happy with £5 a week? you're a better man than i am.

so how much would you want?


100k a month
#23
hmm-creme-eggs
Just got me thinking about this....

My missus earns £30k and brings home around £2200 a month...


Now you got me thinking about this....

I earn more salary than your missus and take less home per month. Does she work overtime then?
#24
I'd, when able to, ideally like £5k/pm so approx £60,000 a p/a. Unless I moved to a city close by (eg. Edinburgh, Glasgow, Carlisle) maybe about £100k a year?
banned#25
bykergrove
so i take it you don't have kids with your current wife? is that on the cards as that will cost a lot too.

thanks for the break down, it was very useful and confirms my feelings about annual wage.
I'm only in my first year at work so my bonus amount will grow as time goes on.
looking at stats for average wages in london, even now with my current wage I am supposed to feel rich but to be honest I dont :|
perhaps once i get more senior at work and command even more pay i will start to feel differently


No kids yet, but my currect fiancee wants them the second were married (mid next year)... Might have to downsize :?
banned#26
deek72
Now you got me thinking about this....

I earn more salary than your missus and take less home per month. Does she work overtime then?


She a nurse and so doesn't work overtime but if she works night or weekends she'll get double time etc... so works out the extra covers her tax etc
banned#27
the porter
jeez £1200 a month mortgage mine is only £400 on a £170k property so with that reckoning your livin in a 500k mansion!


Not quite, £320k 4 bedroom, paying off faster than we need to though....

You see we have a master plan ! We gonna pay off the mortgage by the time our kids (when we have them) are 18 and then sell up and move abroad... So we have to pay it off in the 15 years ideally....
banned#28
bykergrove
£400 / 2 people x 4 weeks x 2 times a week = £25 a meal out in a restaurant including tip.


Maybe a touch OTT..... We usually go for Itallian or Indian, the check normally comes to about £60 for us both depending on how many bottles of red we go through ! Was working it out quickly so by no means accurate
banned#29
the porter
time and a third not double time under agenda for change :)


She gets double time for Sunday evenings and bank holidays. Not sure what the rest is exactly but it all adds up quite quickly
#30
As my mother always says, " cut your cloth accordingly and dont live beyond your means"

load of ********.............live life to the full I say :)
banned#31
the porter
jeez £1200 a month mortgage mine is only £400 on a £170k property so with that reckoning your livin in a 500k mansion!


Also worth noting we were only offered a £180,000 mortgage..... My partner is very good at the old..... Daaadddy
#32
http://www.tiggysribticklers.com/images/work4sex.jpg
banned#33
the porter
rich in-laws beltin just a bit of mercury in her tea youll soon have your hands on the loot ;-)


If only, My side of the family is skint (well my mum has 2 houses but the rest has nothing) but her side of the family has it all, only thing is her parents will out live us by a long shot, her dad could kick my ass anyday, the guy is nearly 60 and working 70 hours a week... I'm 28 with podge and permanent hangover
#34
bykergrove;6952742
you have to pay tax and NI and pension from your pay packet so with 60k a year you wont even be close to 5k a month


I did say approx. Will get work when 16, so will start saving then. Should save up enough for a decent "flat" or "house" in my town in 8 -10 years. :thumbsup:
#35
My family (before the split!) brought home approx £170k between them and we lived comfortably. Modest cars, quite a nice house in the middle of the countryside etc. We had enough to pay for bills, my education, nice holidays and what not, but my parents were never flash with it. I had friends whose parents drove around in convertible Bentley's and their Mothers would spend all day in the beauty salon... mine weren't like that, they were down to Earth! However, I don't think you need anywhere near that to live comfortably. Mind you, I would say, the more you earn, the more you think you NEED things. If you were on £15k a year you wouldn't think you NEEDED a new car every year, private education for your children, expensive restaurants etc, but as you started earning more you'd become accustom to them! I think it's all relative!
#36
hmm-creme-eggs
She a nurse and so doesn't work overtime but if she works night or weekends she'll get double time etc... so works out the extra covers her tax etc

Ahh, I was just on 'saynoto0870' looking for tax office phone number!:thumbsup:
#37
It's never enough. :)
#38
More.





















please?
#39
ClarityofMind
More.





















please?




Ok, Oliver :-D
#40
deek72
Ok, Oliver :-D


:lol:

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