Had a non-fault car accident last night; car is a write-off. Advice?
I was stopped at a mini-roundabout last night and a Tesco delivery van drove straight into the back of me knocking me into the van in front.
No real injuries at the time, just a sore neck and headache, which have both continued since.
All details swapped, spoke to Tesco insurance on the phone and my own insurer. Tesco drive gave me a third party document saying that Tesco offer to do all the work for me at no extra cost to me ( I haven't accepted this).
My insurance arranged recovery of my vehicle and have deemed it a write-off to be sorted out today.
Anyone else had this before? Also any advice on tricks the insurers may try to play?

All Comments (45)
Jump to unread Post a CommentLike what?
Edited By: Predikuesi on Jul 20, 2011 09:11
Tesco are offering to fix third party to avoid insurance and possibly litigation im sure.
Like what?
Oh great now i'm involved in insurance fraud
Like claiming for whiplash when all you have is a sore neck
I'm not dealing with his insurance, I meant my insurance. I have updated OP to reflect this.
Edited By: MattyBoi on Jul 20, 2011 09:25
Like what?
Oh great now i'm involved in insurance fraud
Like claiming for whiplash when all you have is a sore neck
How do you really know what you've got? My neck got worse through the evening and still hurts now even though I'm loaded with painkillers.
Like what?
Oh great now i'm involved in insurance fraud
Like claiming for whiplash when all you have is a sore neck
How do you really know what you've got? My neck got worse through the evening and still hurts now even though I'm loaded with painkillers.
It was a guess based on the only facts i was given
"No real injuries, just a sore neck and headache".
How do you really know what you've got? My neck got worse through the evening and still hurts now even though I'm loaded with painkillers.
Even if it is "only" a sore neck, it was caused by someone else's negligence. People claim for less than that. I don't think you should ignore the injury but go to the GP. It may be just a sore neck, but it is best to be on the safe side.
Yeah, its not as if everyone else will be picking up the bill thru higher insurance premiums, oh wait :|
You will get over £2k just for that,i was on a 10 day break from work a few years ago and a Pizza delivery driver hit the side of my car.
My neck was sore afterwards but my doctor said it was`nt whiplash,i was prescribed painkillers and was given a sicknote even though i was on holiday at the time.
Was in a bit pain for a week,just felt like a stiff neck...still got £2.2k for it though!
Happy days.
Where there's blame there's a claim = Where there is blame there is a claim
Theirs is the plural of the possessive pronoun Their. There’s is the contraction for there is. The apostrophe is the clue that this word is a contraction because the apostrophe replaces the i in is.
Yeah, its not as if everyone else will be picking up the bill thru higher insurance premiums, oh wait :|
It's not like your going to troll every thread, oh wait :|
Yeah, I've been reading that often it gets worse over the next few days so looking forward to that. I'm more annoyed that I had a car in fine condition that had a good few years left due to having a good mechanic mate and now I'm left with whatever paltry sum my insurer offers me for 'market value' minus my excess. All down to no fault of my own.
Yeah, its not as if everyone else will be picking up the bill thru higher insurance premiums, oh wait :|
It's not like your going to troll every thread, oh wait :|
oO my posts are always relevant to the subject in the thread