Banks are taking a hard line on giving refunds for breach of contract because of a loophole in consumer protection law.
The law in question is the Consumer Credit Act (CCA), and under section 75, retailers and card issuers are equally liable for any breach of contract or misrepresentation; providing the transaction exceeds £100 but not £30,000.
But Computeractive is warning people that, despite a widely held belief, spouses and partners of the card holder who opened the account, the primary cardholder, do not have the same rights when they use their allotted secondary card.
Read more: http://www.computeractive.co.uk/computeractive/news/2268729/banks-tighten-policies-credit#ixzz0yIYEDDYt
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