ADMIRAL/ELEPHANT CAR INSURANCE - HUGE SAVINGS POSSIBLE - HotUKDeals
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ADMIRAL/ELEPHANT CAR INSURANCE - HUGE SAVINGS POSSIBLE

DVDKEV Avatar
6y, 10m agoPosted 6 years, 10 months ago
For 20 years I have been insuring my car, in the early days it was a case of ringing the insurer direct or ringing round a bunch of brokers. Savings could be had if you spent a little time making calls. Then along came the internet and the likes of moneysupermarket.com and confused.com which was a vast improvement saving lots of time and again ensuring you could obtain the right cover at a competitive price. However, in recent years I've found the savings to be few and far between unless you wished to vastly compromise the level of cover.

In the last 12 months premiums seem to have gone through the roof with the mainstream insurers and I was shocked to see my premium increasing by 25% so once again I logged on to the comparison sites and to my surprise I found that 2 insurers inparticular beat the competition by a margain. These are Elephant.com and Admiral.com. It may be that the 2 are related but regardless, the premium was £160 less, a saving of 40% on my current premium.

I used confused.com to get the price as it worked out £10 less than moneysupermarket.com.

I have a couple of modifications to the vehicle which added about £5 compared to £40 with the previous insurer.

So if your insurance is due soon I'd recommend you check out confused.com and inparticular, Admiral and Elephant.

Good luck and I hope you save some money.
DVDKEV Avatar
6y, 10m agoPosted 6 years, 10 months ago
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#1
they are same company, i used elephant last 2 years as they were the cheapest, but this year they went up, and i switched to Tesco which was much cheaper.
#2
Normally the premium jumps by about 10% the following year when using a comparison site so be prepared to move again. I was with Esure last year but even though mt NCB went up and another years driving the premium lept by 10% i ended up going through a comparison site and getting it at about the same price as it was before i expect the same next year.
#3
newbie1001
Normally the premium jumps by about 10% the following year when using a comparison site so be prepared to move again. I was with Esure last year but even though mt NCB went up and another years driving the premium lept by 10% i ended up going through a comparison site and getting it at about the same price as it was before i expect the same next year.


I was with esure also. For a couple of years their premiums were relatively stable but then last year I saw a small rise and this year was ridiculous, I suppose their logic is that most people cant be bothered to faff about and the increases work out better for the business overall as those that stay put outnumber the leavers. The increase doesn't seem as bad on a monthly basis and I guess most people pay monthly so they hope customers wont notice their monthly premium creaping up by £5 every year until a few years go by and then it occurs to them that they are being ripped off.

If anyone does find this post useful or has found a broker/comparison site which beats confused.com prices it would be interesting to hear from you.
#4
Be aware that if you get a quote from gocompare.com you will be bombarded with phone calls at the next renewal date, regardless of whether or not you tick the privacy box:x
#5
Every time I get a quote for insurance, Swift Cover comes up the cheapest. And there is £28 quidco as well, which has been paid every time (3 times)
#6
cis_groupie
Be aware that if you get a quote from gocompare.com you will be bombarded with phone calls at the next renewal date, regardless of whether or not you tick the privacy box:x


I always put in a fake phone number :thumbsup: Then put in the correct number with the actual insurance company.

But, yes, you will get a lot of phonecalls!!
#7
Bell Direct, Admiral, Elephant & Sheila's Wheels are all the same company but prices will vary as they have slightly different cover in the small print i.e. handbag/stereo cover, windowscreen, courtesy car etc.
#8
I found Admiral to be the best value for money. They have beaten everyone by atleast 40% on my renewal quotes. I don't know how they do it!
#9
We just got our Range Rover insured with Elephant. My wife as the main and me on a provisional (just started to learn). £600!! next cheapest was £1,200!!
#10
I never buy the cheapest insurance, I buy the best cover and service available for the fairest price.

Cheap insurance is almost always cheap for a reason.

You are buying a service, not a tin of beans.;-)
#11
Inactive
I never buy the cheapest insurance, I buy the best cover and service available for the fairest price.

Cheap insurance is almost always cheap for a reason.

You are buying a service, not a tin of beans.;-)


Personally I never buy cheap beans but I agree you need to take care to ensure that the cheapest is well known and reliable. I have no reason to be any more concerned with Admiral or their associates than any other insurer I have used. For a while swiftcover were the cheapest and I steered clear as they were in their infancy and their web based claim service concerned me but I am sure the service was fine, they are all regulated and in it for the long term.. They have now captured market share and hiked their prices. Next year Admiral will do likewise no doubt and I'll have to move again.

Be cautious but dont be so sure of yourself that cheapest is always cheap for a reason - in the case of car insurance it often reflects the business model - lower prices, grab market share then hike prices, goes in cycles every few years!
#13
beatrixkiddo79
I always put in a fake phone number :thumbsup: Then put in the correct number with the actual insurance company.

But, yes, you will get a lot of phonecalls!!


Good idea you could do that with most things i guess.

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