I have owned a Micra for several years with me being the owner and the wife being a named driver (she passed test 2 years ago). Paid £530 to esure. Voluntary Excess is £150 Renewed in January. Got 5 years Protected NCB.
Thats all fine, and I think the price is reasonable.
Here comes the problem. I bought another car, a Zafira. Rang up esure, and they said they do not do 2 cars, so they gave me a number for Masterquote and he gave me a code too (they are connected to them). Rang them but they are closed today. So went on their site. The quote was £2400, lol. Forget this, I thought.
So I popped along to gocompare and confused. Am getting quotes from tesco/admiral for £800ish. I stated I have 5 years NCB and want protected.
The question is, If I go ahead and do the insurance, what implications does it have on the esure insurance. Does that 5 years automatically come off that policy and onto the tesco/admiral one? OR do I need to ring esure up and tell them that I have transferred my NCB? Will the price for the esure insurance go sky high?
Any comments, advice, hints, tips will be appreciated as I am quite confused.
I do want the NCB do be on the new car, so if the wife has an accident my insurance is not affected, and she needs to start to build her own NCB anyway.