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am i covered?

the porter Avatar
8y, 1m agoPosted 8 years, 1 month ago
just come back from butlins just wondering if there is any insurance experts out there, when i was on the water slide at the top the attendant told me to take my chain off, gold 2oz curb chain so i did, i wrapped it round my wrist, my daughter was on the other tube so i was checking she was ok, but when i put my hand on the side my chain fell from the top to the floor, i looked over the side and could see it on the stair but by the time i got to the bottom to where it fell some1 had lifted it, it wasnt handed in so im probably £350 down so was wondering if i could claim on my home ins £100 excess though and i dont have any special items cover cheers
the porter Avatar
8y, 1m agoPosted 8 years, 1 month ago
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1 Like #1
I'd check first to see if any portion of your holiday payment included uk holiday insurance or if you already have holiday insurance then that would cover it.

Most household insurance do offer cover for personal belongings and valueable items but I think this is an option for most but if you have it then yes I'd imagine you could claim under it. Special items is often different from personal valueable items so I'd have another look at your policy.

Best thing to do though is to report it to Butlins so that there is some official record of it that the insurance company can verify against. It may not be necessary but its better to be safe and up front.
1 Like #2
why did he ask you to take it off strange request i think!!!
1 Like #3
Yes you can.
No you can't.
Phone your insurance company.
banned 1 Like #4
Sorry to hear this, i hope your holiday wasn't ruined too much x x
banned#5
the porter
these things happen, nah easy come easy go, got home and a letter from the post office was there with the £100 from the life insurance quidco deal so a bit of a refund there, no it was brill :)


Glad to hear that you have had some good news, good luck with the chain x x

Did Butlin's not have CCTV?
#6
the porter
health and safety evidently if im going down the water flume and my chain hits me in the eye causing my eye to fall out i can sue them everywhere you go nowadays they are frightened of you suing them thats why they keep blowing there god dam whistles everytime they see kids having fun grrr


Cant you sue for loss of your chain that they made you take off??? :whistling:
banned#7
the porter
nope not in the main pool :x


I can't believe how low people go, it was obviously somebody's who was in or around the pool.

Barstools :x
#8
Mate, surely a quick call to the insurance company is the answer here?
banned#9
the porter
just rang privelage i dont have the extra cover i would need to claim so i will have to write this one off another lesson learned thanks to every1 for your help ill dish some rep out


I'd email Butlin's and ask them to log it.

It might turn up, stranger things have happened!

Good Luck x x
banned#10
thats what you get for wearing a Chavs chain in the first place
#11
why were you wearing it in the first place? Isnt that why there are lockers??

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