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america in the summer...

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what would be the cheapest way to take my dollars, i dont want to take cash in case of theft etc... so are there any banks that allow free withdrawals abroad? or any cheap or free to take money… Read More
addyliver Avatar
8y, 2m agoPosted 8 years, 2 months ago
what would be the cheapest way to take my dollars,

i dont want to take cash in case of theft etc...

so are there any banks that allow free withdrawals abroad? or any cheap or free to take money with me securely!

Addy
addyliver Avatar
8y, 2m agoPosted 8 years, 2 months ago
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#1
Travellers cheques
#2
mojo.121
Travellers cheques


o god i wish i'd thought of that :?
#3
you'll want to have cash to go through immigration or they might deny you entry. If you really dont want to risk carrying money make sure you have bank statements, not internet printouts, the real thing. Whether you use visa waiver or gain a visitors visa you'll need to be able to prove you can support yourselves for however long you are there or you'll get "bounced".

( british wife of an american citizen )
#4
ClarityofMind
you'll want to have cash to go through immigration or they might deny you entry. If you really dont want to risk carrying money make sure you have bank statements, not internet printouts, the real thing. Whether you use visa waiver or gain a visitors visa you'll need to be able to prove you can support yourselves for however long you are there or you'll get "bounced".

( british wife of an american citizen )


thanks for the informed answer... but i already have my visa. I am staying there all summer and being paid whilst i am there.. so i need some sort of bank account

Thanks again
#5
How long are you going for? I was out there for 7 weeks last summer.
We used a combination of stuff for that time out there, unfortunately including the Abbey Zero Card which i believe is now discontinued

Checkout the prepaid currency card you can get from the post office. they are really handy. this was my main method of carrying currency.
Travellers' Cheques are also handy if you have the time to go and get them changed at banks.

i would probably take minimum $100 in cash with you. and make sure you wear a moneybelt. Real handy.
#6
addyliver
thanks for the informed answer... but i already have my visa. I am staying there all summer and being paid whilst i am there.. so i need some sort of bank account

Thanks again


you're welcome xx
1 Like #7
are you doing camp America? (or similar program?)
#8
Jetpac
are you doing camp America? (or similar program?)


yes matey, any ideas
#9
just read your other post , can u find me a link to that,,,,, rep added
#10
My girlfriend was gonna do camp america - recieved al letters and tht
#11
How about the Caxton FX Card? Its a pre-paid credit card. Give me a minute and I will find a link.

Edit: Heres the LINK
#12
addyliver
yes matey, any ideas


I work at a camp during the summer too. (Not through camp america though. They are far too expensive)
#13
ryancs
I work at a camp during the summer too. (Not through camp america though. They are far too expensive)


yeh me neither, camp leaders ..... myself, could i i open an american bank account
#14
what do you get out of doing camp?
#15
addyliver
yeh me neither, camp leaders ..... myself, could i i open an american bank account


You could but would there be any point for you? Have you got a social security number already? You will need this to set one up and if I were you I would get your Camp Director to set it up with you if you are not experienced?
#16
vengod
what do you get out of doing camp?


Ha good question. Bad Pay, even worse hours and a serious lack of sleep for 9 weeks! I can't wait to get back though.

(sorry i'm filling up the thread I keep forgeting to use multi-quote)
#17
addyliver
just read your other post , can u find me a link to that,,,,, rep added


a link to what? the post office card?
http://www.postoffice.co.uk/portal/po/jump1?catId=19300207&mediaId=26800661

You can get it in your local branch and put what you want on it (up to like 2500 or something like that)
It can be topped up by phone as well, if you have someone back in the UK to do it or access to a phone in the states.

You should be Ok while you are camp with cash as you will have a locker or some form of secure personal storage. But for the traveling afterwards part:

1) Take a credit card, even if you don't use it (and keep it in your money belt away from your wallet) in case, heaven forbid the worst happens and you need access to cash.

2) take a debit card for your account, you will probably need it (you will think screw the charges) But if you do use it take out large amounts (several hundred $) at a time. i am imagining you will use hostels you, you prob wont be spending too much per day (i did 7 weeks ALL-IN for £2100)

3) Money belt Money belt money belt.
its geeky and you feel like a ****, but its actually not a pad way of carrying stuff you dont want to carry in your wallet or bag (passport credit card etc)

4) i woult take a prepaid card as i said before aswell.
#18
ryancs
How about the Caxton FX Card? Its a pre-paid credit card. Give me a minute and I will find a link.

Edit: Heres the LINK


Pre-paid credit cards are the most expensive way to use your money abroad.
#19
moob
Pre-paid credit cards are the most expensive way to use your money abroad.


Really? Before I had my US bank account thats is all I used and it was great? I used it everywhere and the exchange rates were always the best too?
#20
ryancs
Really? Before I had my US bank account thats is all I used and it was great? I used it everywhere and the exchange rates were always the best too?


It's the fees they charge that are a killer. They may say they give you great rates, but there will be commission built-in to them. They charge top-up fees as well.

I used to use my Nationwide account in the US, as they never used to charge a penny for withdrawing cash from ATMs and you could use it like a Switch card too, again no fees. They have changed the rules on this now, and this is only good for use in Europe.

Surely your US account can give you a card?
#21
moob
It's the fees they charge that are a killer. They may say they give you great rates, but there will be commission built-in to them. They charge top-up fees as well.

I used to use my Nationwide account in the US, as they never used to charge a penny for withdrawing cash from ATMs and you could use it like a Switch card too, again no fees. They have changed the rules on this now, and this is only good for use in Europe.

Surely your US account can give you a card?


Yeah I have a card...
#22
Can't you just transfer the money across to your US account then?
#23
moob
Can't you just transfer the money across to your US account then?


Yes and thats what I do... Sorry I think I may have confused you somewhere:thumbsup:
#24
vinylandtrinkets
quick question for you guys going to camp America why did you choose it? if you are looking for longer employment in the states i can highly recommend Disney
http://www.wdwip.com/

Have a look at this site, I worked there years ago and it was the best year of my life (until i got married and had my son)


That looks great. I've been doing camp as it works with my College and Now Uni schedule plus I have alot of great memories at the camp I go to.

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