Anyone know how to get a Visa Electron card? - HotUKDeals
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Anyone know how to get a Visa Electron card?

£0.00 @ visa
I book a lot of flights through Ryanair and I'm sick of getting ripped off by their card charges Read More
Paddy Charlie Avatar
banned8y, 4m agoPosted 8 years, 4 months ago
I book a lot of flights through Ryanair and I'm sick of getting ripped off by their card charges
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Paddy Charlie Avatar
banned8y, 4m agoPosted 8 years, 4 months ago
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#1
You don't want one, i have been trying to get rid of my one for a year now but my bank is having none of it, alot of places don't accept them.
#2
You can only get it from a few banks now.
Listed on this website
http://www.guardian.co.uk/money/2008/oct/25/consumeraffairs-banks1

seems to be just the haifax and roya bank of scotland now!
I wanted one for the same reason and asked my bank ( barclays )
but they had stopped doing them ( amazing really I had one with
them a few years back and could not use it anywhere! )
#3
See the newest post on the Ryanair thread, just gave details of how,but make sure you open a different account as they are not practical for everyday use.
#4
Get a travel card from the post office, this is also a Visa Electron

Will cost you to charge it up but nowhere near as much as Ryanair charges
banned#5
STUkrugen
Got mine from my Post Office. There is a form for a travel money card in the forms rack. Takes a couple of minutes to complete. Hand it over with your DVLC or Passport and some top up cash + £3.50 comission. They tap all your details in the computer. They give you the card and you take it away. Ring up the automated activation number the following day and you're away. Easy Peasy. :thumbsup:


Just seen this on the latest ryainair forum so think this would be the easiest way to go.
#7

Don't know how difficult or easy it is to get the post office card. i used the virtual card entropay.com trick and charges are 4.95%
£75 on flights and about £3.75 on fees beats paying ryanair £20:-D
http://bargainsireland.wordpress.com/2008/11/21/avoid-the-credit-card-charge-when-booking-with-ryanair/
banned#8
buju247
Don't know how difficult or easy it is to get the post office card. i used the virtual card entropay.com trick and charges are 4.95%
£75 on flights and about £3.75 on fees beats paying ryanair £20:-D
http://bargainsireland.wordpress.com/2008/11/21/avoid-the-credit-card-charge-when-booking-with-ryanair/


Good way if you need instant.

But the post office is only 3% comission but you have to load the card with at least £50 on the first deposit which isn't that bad
#9
I have a Halifax Visa Electron card and it's true that only a limited number of places used to accept it.


I have had no diffuculty using it for at least the last year or more.
#10
Open a basic halifax account which comes with an electron card and then just pay money in which you know you are going to spend on the card ie. ryanair etc.
#11
Jules1212;3966226
I have a Halifax Visa Electron card and it's true that only a limited number of places used to accept it.


I have had no diffuculty using it for at least the last year or more.


I've never had a problem with visa electron personally, and i use my card on a daily basis.
banned#12
Just managed to get a lend of a lad in works. It would've cost £20 in card charges for 2 people flying when the flight costs were £20 in total. How do they get away with these ridiculous charges
banned#13
I have a halifax one. i think its called easycash... very simple to set up
#14
Paddy Charlie;3966515
Just managed to get a lend of a lad in works. It would've cost £20 in card charges for 2 people flying when the flight costs were £20 in total. How do they get away with these ridiculous charges

They don't charge them. The payment system does. Ryan air don't get the money from the charges.
#15
I have a Halifax one and have never had a problem using it mine is a cashcard account but it was opened 10 years ago so maybe the name has changed.
banned#16
t0mm
They don't charge them. The payment system does. Ryan air don't get the money from the charges.


How do they justify charging by the trip then cos its £5 per person each way? Especially if you have a debit card fair enough if you use a credit card but surely they should bring out some law so they can only charge per transaction :x
#17
t0mm
They don't charge them. The payment system does. Ryan air don't get the money from the charges.


Can't quite believe that as they charge per flight, not per transaction and also have high charges for debit card transactions.
banned#18
Only a small handful of UK banks - Halifax, Bank of Scotland, the Co-operative Bank and Abbey - issue them, according to Visa. Alliance & Leicester offered them until last year, a bank spokesman says, but dropped them as a result of customer complaints that the cards were not accepted in enough stores and outlets.The Easycash basic bank account offered by the Halifax and Bank of Scotland comes with a Visa Electron debit card. Anyone can apply for this account, though it does not offer interest, overdrafts or a chequebook. The Co-op Bank account offering a Visa Electron is called Cashminder, also a basic bank account with no overdraft. An Abbey spokeswoman says people can request an Electron card on almost every Abbey current account.
#19
I have a Visa Electron with the Co-op Bank.

Had it for one year now and use it a lot for online purchases etc. Only ever been refused once and that was by John Lewis. Really thought a big shop like them would take it, but its accepted nearly everywhere now, and it doesn't let you go overdrawn!!

Good for me!! :whistling:
#20
££ JASE ££;3969091
I have a Visa Electron with the Co-op Bank.

Had it for one year now and use it a lot for online purchases etc. Only ever been refused once and that was by John Lewis. Really thought a big shop like them would take it, but its accepted nearly everywhere now, and it doesn't let you go overdrawn!!

Good for me!! :whistling:


M&S don't accept them either, its a nightmare if you have no other cards.
#21
schaf
Open a basic halifax account which comes with an electron card and then just pay money in which you know you are going to spend on the card ie. ryanair etc.


is there any charge for the halifax account to be opened? anything like annual charges, service charges n so on?
banned#22
i got mine from halifax purley for bookin flights with ryan air

x
banned#23
IfaliD
is there any charge for the halifax account to be opened? anything like annual charges, service charges n so on?



no charges, i just popped £20 in there ready for booking flights and top up as necessary x
banned#24
BlondeBella;3969112
M&S don't accept them either, its a nightmare if you have no other cards.

its quite simple. make sure you have other cards as well! :whistling:
#25
how long does it take to get a card because i need to book some flights pretty quickly!
banned#26
leroy_owen
how long does it take to get a card because i need to book some flights pretty quickly!


Not sure about the banks but if you walk into a post office to get one it can be activated the following day
#27
Hi
I have got a Visa Electron. I read somewhere that if you have a current Abbey account (with a Visa debit card) then you can request a Visa Electron to run from the same account ie/ no need to set up a new bank account. Abbey weren't too willing, they said that the Electron card wasn't accepted in many places and it's a card they usually issue to people that can't run a bank account properly (or that's how I interpreted it). Once I said the only reason I want it is so that I don't have to pay an extra £32 every time I fly with Ryanair with my family they sent me one (that wasn't without hassle - so be prepared to be patient). Good luck.
banned#28
££ JASE ££;3969091
and it doesn't let you go overdrawn!!

Good for me!! :whistling:


When i had one about 10yrs ago if i bought something online and took cash out at the weekend by the monday i would be overdrawn. Never got charged any fees on the overdraft though as you're not supposed to be able to go over drawn but i believe it is possible.

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