Anyone know of a better mortgage deal than this? - HotUKDeals
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Anyone know of a better mortgage deal than this?

£0.00 @
Hia, Just getting to the end of my 2 year fixed so looking for another one, best I've been offered so far is A&L, I have a LTV ratio of 88%, I can get this down a bit if it makes a diference but ca… Read More
worto03 Avatar
7y, 11m agoPosted 7 years, 11 months ago
Hia,

Just getting to the end of my 2 year fixed so looking for another one, best I've been offered so far is A&L, I have a LTV ratio of 88%, I can get this down a bit if it makes a diference but can't get it down to 75% which most places seem to be asking for to get a decent deal.

3 year fixed, 4.99%, £399 fee
5 year fixed, 5.49%, £399 fee

Looking for 5 year really.

cheers,
worto.
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worto03 Avatar
7y, 11m agoPosted 7 years, 11 months ago
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#1
pm'd xx
#2
if you've just reached the end of your fixed, your apr should have gone down ? (with the interest rate drops)
#3
thanks for the answers -

yeah HSBC is out because I'd need another 15k to get down to 75%, the abbey rate doesn't seem very good for me the only one I qualify for was at 6.89% which is worse that the A&L deal I've been offered. Thanks for the links though.

if you've just reached the end of your fixed, your apr should have gone down ? (with the interest rate drops)


It has (well will at end of June anyway) but only to 4.99% A&L's current SVR rate.

Thanks crazy - I'll give em a try tomorrow.

worto.
#4
britannia , 25% deposit and no arrangement fees

3 year fix , 4.99%
5 year fix , 5.24%
10 year fix , 5.69%
15 year fix , 6.19%
#5
worto03
Thanks crazy - I'll give em a try tomorrow.


no probs at all matey :thumbsup: hope they can help

also member you dont need a deposit with the one i sent as its a switcher from another bank, and no arrangement/solictors/valuation fees :)
banned#6
crazy be careful what your doing here, it can e seen as self promo even off the boards
#7
sassie
crazy be careful what your doing here, it can e seen as self promo even off the boards


how?? :thinking:

i was only posting advice, not promoting :thumbsup:
#8
I fixed mine for ten years (2years ago) at 4.59% people laughed but i still think its a good deal
#9
Hi,

owlass - I can't get anywhere near 25% I'm at around 12% at the mo so those are no use to me - thanks for posting though.

I'd take 4.59 over 10 years now! :)

worto.
#10
crazyblondechick
how?? :thinking:

i was only posting advice, not promoting :thumbsup:


so if it was only advice why not post here?
#11
Natwest

2 Year fixed

Initial Rate 3.09%
Option to switch to fixed rate N/A
Initial rate expires 30/06/2011
Rate thereafter 4%
Overall cost for comparison 4.0% APR
Product fee £299

5 Year fixed Natwest

Initial Rate 5.29%
Option to switch to fixed rate N/A
Initial rate expires 30/06/2014
Rate thereafter 4%
Overall cost for comparison 4.7% APR
Product fee £299
[helper]#12
maddogb
so if it was only advice why not post here?


Coz she will be banned, we have already asked to post the deal with her bank !

Not allowed !!

If she posts the full deal just on this thread....it will prob be seen as self promoting.....then ban!

which quite frankly.....I nor crazyblondechick want again !!! cant be a**** with it :x
#13
maddogb
so if it was only advice why not post here?


because the mods aren't that clever as per usual, just as bad as the not understanding multi user technology, saddest thing I ever heard especially for a website. lol
#14
Hi Alfonse,

5 Year fixed Natwest

Initial Rate 5.29%
Option to switch to fixed rate N/A
Initial rate expires 30/06/2014
Rate thereafter 4%
Overall cost for comparison 4.7% APR
Product fee £299


I tried Natwest already but didn't get rates anywhere near those, do you know what LTV % you need to get those?

Cheers,
worto.

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