Anyone used quotemehappy.com for car insurance?
Hi All,
My car insurance is up soon and was looking around. Cheapest quote is £930 and most are between this and £1200. However, quotemehappy.com are offering me it for £660. Has anyone used or heard of them? I know aviva used to use that phrase but I don't think it is them. Can anyone help?
Thanks!
All Comments (25)
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try swiftcover.
less q's less hassle
Not sure what you mean, but I was with Aviva then when renewal came up they were very expensive, so I changed to quotemehappy as they were a lot cheaper. They are a seperate company, but are part of Aviva. This is from documents from them. Quote me happy insurance is a trading name of Aviva Insurance Limited.
Interesting how companies work nowadays. I just checked who is quotemehappy.com registered to and it turns out that the registrant of the domain is:
AVIVA PLC (AVIVAPLC2976)
ST HELEN'S 1 UNDERSHAFT
LONDON, LONDON, EC3P 3DQ
GB
Another thing is that Aviva does not use its own brand on the price comparison sites such as Confused.com or comparethemarket.com but instead sells policies under the Quote Me Happy brand.
My renewal quote from Aviva last year was well over £1200 yet Quote Me Happy came with £680 for the same cover.
It feels like a huge mark up for having know brand name on your policy and access to a call centre.oO
Edited By: markinldn on Jan 23, 2013 03:26: edit
http://www.reviewcentre.com/reviews66771.html
The advantages of an online-only company is that the quotes are typically far cheaper. I went with QMH last year because they were over £200 cheaper than the next closest. I will probably renew with them again this year because again they are about £100 cheaper than anyone else. The reason why they tend to be cheaper is that the costs of running an online-only company are far lower - you need far fewer staff, for example they don't have large teams of salespeople to pay because they only sell their deals through their website and aggregator sites (like GoCompare). Because their running costs are lower, their prices are typically cheaper. However, this is a double-edged sword - they expect you to do all the work, so they don't mail you your policy (you have to print it out yourself), and if you want to amend any details, or log a claim, you do it on their website. They do have a team of phone operatives, but this is a far smaller team because they don't want you to phone them. If memory serves, every time you call them, they charge you an administration fee, but it is free to make any changes through their website. I am not certain about this, but I know that is how Swift Cover work (and I have home insurance with them). When you join them, you get access to an online customer portal where you can manage all your policies. Personally, I prefer to be able to manage everything online. I used to be with Admiral and hated having to spend half an hour on hold to make a small change to my policy.
So, it's up to you to if you want to go with them - personally, i have been very happy with both QMH and SwiftCover. You have to decide if going with an online-only company is acceptable to you, or if you would prefer a company with a telephone-based customer care team. In terms of risk, there is no more risk than going with Aviva or Axa - you'll be fine.