I bank with hsbc and due to wanting to purchase a 2nd hand car quickly I need to extend my overdraft which is currently £100 and always has been since i first started banking with hsbc a few years ago.
I looked into it a little on the internet banking website for hsbc and it states that it will charge me £25,is this fee only payable if hsbc agree to extend it or will i get charged even if they refuse it?
Also I'm not currently working but hubbys wages go directly into my account every week,will this make any difference the fact I'm not employed as such?
I couldnt find out anymore info as once i started filling in the online application it came up with the bit about being charged £25 so i didnt proceed,need to find out a few answers first! will the online application ask for my wage/employment etc details?
thanks in advance