As we're heading for an economic downturn the goverment are considering changing its fiscal rules to make it easier to borrow money.
Now I guessing that as this a goverment proposal then it will have some kind of benefit for them and the economy but what about the individual?
Isn't this how the trouble started by giving people in America mortgages that they couldn't afford to pay back?
I don't know about anyone else but I don't think I should have access to the amount of credit I have but I can't help myself.
I have to learn to "JUST SAY NO!!!"