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Bank blunder

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I paid £210 into my bank ac this morning and when I got hme and checked my paying in slip realised it was showing £310!! I checked on line and sure enough they had credited £310. I've just checked aga… Read More
dinglebin Avatar
6y, 9m agoPosted 6 years, 9 months ago
I paid £210 into my bank ac this morning and when I got hme and checked my paying in slip realised it was showing £310!! I checked on line and sure enough they had credited £310. I've just checked again and sadly they have realised there error!! I bet a lunchtime closure at my bank ended up being a late afternoon finish trying to find the missing £100!! Wud you present the paying in slip on Monday asking why they only paid 210 into my account instead of 310? I presume they make a note to record the amount of 10's and 20's I paid in so I daren't risk it!! What wud u do?
dinglebin Avatar
6y, 9m agoPosted 6 years, 9 months ago
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Comments/page:
#1
I'd stay legal
#2
i'd report it. its illegal.
#3
Report what??
#4
I see what your getting at ! .... on paper ( prob with cashier stamp on ) you paid in £310 ? ( cashier error , which you know !) obviously balancing records at end of business they have realised blunder , yes ? and your wondring whether to go down the route of 'your word against theres ' and you have reciept etc !!, up to you if you can be doing with the hassle , also if you want to get cashier in trouble ?

should of said its the bit regarding the cashier im thinking about , couldnt give two figs about the bank , a £100 is nothing to them !! they rip us off enough !

Edited By: shopstilldrops on Jul 24, 2010 05:19:
#5
Stay honest - real bad your even considering this tbh
#6
also they have cameras all they hav to do is roll the tape back and see you hanf over 210
#7
oh and its 'dishonest ' !....................dont go down that route imo (_;)
banned#8
t0mm
i'd report it. its illegal.


what? pretending you paid £310 in when it was £210? yes it is
#9
I remember a weird case with me a few years back that the bank never sorted.

I increased my student overdraft and asked for the maximum available(which was about £1500

I ended up getting a £50000 overdraft! I didnt know what to do incase it was a typo and they had maybe decreased it to like £500, a few days later I got letters saying I was £1000 overdrawn and had no limit and in total was about £300 in charges and they denied I ever had an overdraft!
1 Like #10
If they'd paid the extra £100 in and hadn't noticed, I'd have said fair enough, £100 is nothing to a bank. But, now that they have noticed, just accept it, the money wasn't yours in the first place so you've not lost anything. Plus, you'll get some poor employee into trouble, not really fair is it???
#11
whatsThePoint
they wouldn't hesitate to rip you off for £20 a day if you go overdrawn over your limit, keep it for a while in account then spend it

op hasnt got it in account though, they realised blunder and credited the £210 to account not the £310 that is on paying in slip !;)
#12
civms47
If they'd paid the extra £100 in and hadn't noticed, I'd have said fair enough, £100 is nothing to a bank. But, now that they have noticed, just accept it, the money wasn't yours in the first place so you've not lost anything. Plus, you'll get some poor employee into trouble, not really fair is it???

oO is there an echo in here !? lol, thats exactly what i said before !

Ok maybe just wordered a bit different !lol

Edited By: shopstilldrops on Jul 24, 2010 05:38:
#13
It doesnt even make sense for you to try and tell them you should have £310, they have already noticed! Why do you think they took £100 back from your account, they didnt just choose you at random so they have obviously already figured it out
banned#14
whatsThePoint
they wouldn't hesitate to rip you off for £20 a day if you go overdrawn over your limit, keep it for a while in account then spend it


How would he do that when they've already taken it back?
#15
Mrs.Z
It doesnt even make sense for you to try and tell them you should have £310, they have already noticed! Why do you think they took £100 back from your account, they didnt just choose you at random so they have obviously already figured it out



lol well put!
banned#16
my members to never trade with list gets longer by the day lol
#17
[quote=csiman]my members to never trade with list gets longer by the day lol[/quote

why? are you prone to paying to much for your purchases!! Lol
#18
The bank will eventually trace the error and will be fully within thier rights to reclaim the money when they find that error, regardless of whether you bring it to their attention or not and whether you have the money anymore or not. It is best to bring it to their attention, or failing that (or if having done that they haven't fixed it) leave it in the account. You can benefit from having the £100 in your account for overdraft/interest purposes and that advantage will remain yours as it was not your error and you acted in good faith.
#19
tinkerbell28
dinglebin
[quote=csiman]my members to never trade with list gets longer by the day lol[/quotewhy? are you prone to paying to much for your purchases!! Lol


I think it's more to do with the fraudulent mindset of yourself.


most successful people have criminal tendancies!!
#20
honesty is the best policy. always has been always will be.
banned#21
dinglebin
tinkerbell28
dinglebin
[quote=csiman]my members to never trade with list gets longer by the day lol[/quotewhy? are you prone to paying to much for your purchases!! Lol


I think it's more to do with the fraudulent mindset of yourself.


most successful people have criminal tendancies!!

but they dont tell potential customers they are deceitful lol
#22
Can't believe you're even contemplating it op! it's more than just dishonesty

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