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Bank Transfer help?

4lyons09 Avatar
7y, 1d agoPosted 7 years, 1 day ago
Someone is trying to send money over to me they are with A&L
They asked for a reference number and said they cant go ahead without it?

What would that be?

I have given name,sort code and account number. Never had this before
Rep for helpers :)
4lyons09 Avatar
7y, 1d agoPosted 7 years, 1 day ago
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1 Like #1
IBAN reference maybe? Identifies your full account details etc
1 Like #2
you only need an IBAn if you are sending to & from different countries (IBAN= international bank account number) as it is a combination of the banks details and yours. with A&L and some building societies you have to add a ref but the ref can be anything so your friend could just put "requested funds" "loan" etc. used to work in a bank & once had a guys add a ref of amsterdam hookers fund to a payment he sent to a mate just coz he knew it would show up on the statements at the other end and his mates wife would see it.
#3
meandog101
IBAN reference maybe? Identifies your full account details etc


Thankyou, repped, given my role number think that may be it :thumbsup:
#4
Jimston
you only need an IBAn if you are sending to & from different countries (IBAN= international bank account number) as it is a combination of the banks details and yours. with A&L and some building societies you have to add a ref but the ref can be anything so your friend could just put "requested funds" "loan" etc. used to work in a bank & once had a guys add a ref of amsterdam hookers fund to a payment he sent to a mate just coz he knew it would show up on the statements at the other end and his mates wife would see it.


Ahhh I see, cheers thankyou Repped.
#5
If it's the same as Barclays then it's just a number so that they and you have a reference to the transaction. For example if I send money from my account to my Hubby's it asks for a reference so I just put 'spending money' in the box.
#6
I would agree with Nikki, I think it's just required so the recipient can identify it in their account.
#7
Agree with others, its more so they can keep track of what they've spent their money on! Nothing required to be given from you.
#8
Nikkisun
If it's the same as Barclays then it's just a number so that they and you have a reference to the transaction. For example if I send money from my account to my Hubby's it asks for a reference so I just put 'spending money' in the box.


correct

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