managed to tread the minfield of mortgage application and be sucessful after much heartache and financial loss. Id like anybody considering taking out a mortgage to do this;
1.GET A BROKER..... Lolyds wont lend to their own staff!
Thats all i wanted to say. I have a friend whos big in the world of finance and i just wish i had heeded his advice months ago. There was a two paged article in last weeks Sunday Times backing this up.