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best form of travel money

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as a user of nationwide's flex account abroad for purchases and cash machine withdrawals I am now looking for another card that I can use as the nationwide will soon be charging a fee for using the ca… Read More
dustybin1923 Avatar
8y, 3m agoPosted 8 years, 3 months ago
as a user of nationwide's flex account abroad for purchases and cash machine withdrawals I am now looking for another card that I can use as the nationwide will soon be charging a fee for using the card outside Europe,
which debit or credit card/cards would you guys recommend or do I stick with nationwide??
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dustybin1923 Avatar
8y, 3m agoPosted 8 years, 3 months ago
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#1
Hi DustyBin,

This sounds exactly like the kind of question that you cn find the answer to on http://www.moneysavingexpert.com/travel/cheap-travel-money
or maybe Which?
http://www.which.co.uk/reviews-ns/credit-cards/best-buy-credit-cards-to-use-abroad/index.jsp

MSN also do a section on this as do HSBC......
#2
there is nothing to beat fair fx card or travel money
#3
Yes, total bummer about Nationwide. I opened a current account and took a credit card with them for that purpose. I got a post office travel money card recently (Visa Electron) but that was mainly to escape Ryanair card fees. Not sure what they charge for withdrawals abroad but there is a fee to load money in the first place...
#4
The Post Office card doesn't charge to use the card abroad - all fees are paid when you 'load' the card.
#5
I bought my dollars for my recent trip to florida and goe between 130 and 133 to the £ but when I was out there I paid with mmy visa debit card a few times and got 140 - 142 to the £ with no extra charges so obviously it would have been better for me to use mostly visa debit card the only time they charge is when you withdraw cash _ not when you are paying for something
#6
cis_groupie
The Post Office card doesn't charge to use the card abroad - all fees are paid when you 'load' the card.


Thanks. I'll double-check that when I get a chance. If so, might be the best current method as their exchange rate is good and loading fees ok (what is it again?). Word of advice for anyone taking one out for first time - don't use a bank debit card to load at the post office. I was charged an extra £4 by Barclays for this and later asked at the PO who told me most banks will do so. :thumbsup:
#7
just got letter from nationwide non-sterling visa debit card charges from 1st june increased to 0.84% then from 1st july (yes one month) increased to 1%.

havent got the letter for the nationwide credit card yet but should i assume it will follow suit?
#8
1% is still very low - and even then, only charged outside of EU... given the fact that you get a good exchange rate on the currency and no extra charges on top.

Of course, i'd prefer if they didn't pass on this charge, but i stil think their product is competitive.

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