Beware new visa / mastercard Credit Card Scam Please Read!!! - HotUKDeals
We use cookie files to improve site functionality and personalisation. By continuing to use HUKD, you accept our cookie and privacy policy.
Get the HUKD app free at Google Play

Search Error

An error occurred when searching, please try again!

Login / Sign UpSubmit

Beware new visa / mastercard Credit Card Scam Please Read!!!

KINGMUZZZAUK Avatar
6y, 9m agoPosted 6 years, 9 months ago
I no this is not a deal but just recieved this email from a police friend so i thought i better let everyone know about it. So please vote hot so everyone reads it!!

Crime Reduction Department

Hi all,
This has been passed on via another Force area through our own Fraud Department In Wiltshire Constabulary, and it is a very convincing SCAM. We have been asked to disseminate the information as widely and was quickly as we can through Neighbourhood Watch, School Safe and others.

This one is pretty slick since they provide YOU with all the information, except the one piece they want. Note, the callers do not ask for your card number; they already have it. This information is worth reading. By understanding how the VISA & MasterCard Telephone Credit Card Scam works, you'll be better prepared to protect yourself.. One of our employees was called on Wednesday from "VISA", and I was called on Thursday from "MasterCard". The scam works like this: Person calling says, "This is (name), and I'm calling from the Security and Fraud Department at VISA. My badge number is 12460. Your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card which was issued by (name of bank) did you purchase an Anti-Telemarketing Device for £497.99 from a Marketing company based in London ?" When you say "No", the caller continues with, "Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from £297 to £497, just under the £500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address), is that correct?" You say "yes". The caller continues - "I will be starting a fraud investigation. If you have any questions, you should call the 0800 number listed on the back of your card (0800-VISA) and ask for Security. You will need to refer to this Control Number. The caller then gives you a 6 digit number. "Do you need me to read it again?"

Here's the IMPORTANT part on how the scam works the caller then says, "I need to verify you are in possession of your card." He'll ask you to "turn your card over and look for some numbers." There are 7 numbers; the first 4 are part of your card number, the next 3 are the security numbers that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the 3 numbers to him. After you tell the caller the 3 numbers, he'll say, "That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?" After you say, "No," the caller then thanks you and states, "Don't hesitate to call back if you do", and hangs up. You actually say very little, and they never ask for or tell you the Card number.

But after we were called on Wednesday, we called back within 20 minutes to ask a question. Are we glad we did! The REAL VISA Security Department told us it was a scam and in the last 15 minutes a new purchase of £497.99 was charged to our card. Long story - short - we made a real fraud report and closed the VISA account. VISA is reissuing us a new number. What the scammers want is the 3-digit PIN number on the back of the card. Don't give it to them. Instead, tell them you'll call VISA or MasterCard directly for verification of their conversation. The real VISA told us that they will never ask for anything on the card as they already know the information since they issued the card! If you give the scammers your 3 Digit PIN Number, you think you're receiving a credit. However, by the time you get your statement you'll see charges for purchases you didn't make, and by then it's almost too late and/or more difficult to actually file a fraud report.

What makes this more remarkable is that on Thursday, I got a call from a "Jason Richardson of MasterCard" with a word-for-word repeat of the VISA scam. This time I didn't let him finish. I hung up! We filed a police report, as instructed by VISA. The police said they are taking several of these reports daily! They also urged us to tell everybody we know that this scam is happening.

Please pass this on to all your family and friends.. By informing each other, we protect each other..
Other Links From visa:
KINGMUZZZAUK Avatar
6y, 9m agoPosted 6 years, 9 months ago
Options

All Comments

(20) Jump to unreadPost a comment
Comments/page:
#1
No deal. Doesn't belong here.
#2
cheers for the warning
#3
OLD viral email. Been doing the rounds for years. It is based on fact though I believe
#4
matedodgy
No deal. Doesn't belong here.

Ok, hope you dont get scammed then!!
#5
dear lord, this is just spam, no actual credit card fraud ever existed linked to this, this sort of spam story is designed to be sent round the world through email to do nothing but slow networks, spam networks, and cause a nuicance.
#6
matedodgy;7964472
No deal. Doesn't belong here.


Errrm yes it does, this is MISC not Deals.
#7
harlzter
Errrm yes it does, this is MISC not Deals.


erm ATM its in deals.....and this is just daft....why the hell would anyone tell someone any card details over the phone unless they knew full well who they are speaking to....I know I wouldnt and anyone that will deserves the money taking for a wake up lesson
#8
Yo! Thanks very much for the pre-warning!!!
#9
581d;7964483
dear lord, this is just spam, no actual credit card fraud ever existed linked to this,


You will find this or exremely similar HAS happened, the card details/address have been gotten by going through household rubbish, this is why there was a big push a few years ago to shred paperwork that was being disposed of.
#10
581d
dear lord, this is just spam, no actual credit card fraud ever existed linked to this, this sort of spam story is designed to be sent round the world through email to do nothing but slow networks, spam networks, and cause a nuicance.


Ive been hearing this 'news' for years
#11
this sort of thing is usually a load of carp, but turns out it was true:
http://www.snopes.com/crime/warnings/creditcard.asp

back in 2003! this warnings about 7 years too late!
#12
Maybe you should hire. the A-Team
#13
lil_tiger;7964513
erm ATM its in deals.....and this is just daft....why the hell would anyone tell someone any card details over the phone unless they knew full well who they are speaking to....I know I wouldnt and anyone that will deserves the money taking for a wake up lesson


My bad, how the hell did I end up in deals?:thinking: I was ust in misc a second ago.


People fell for things like this because it sounds credible due to them knowing all your details. Its called social engineering:thumbsup:

I suggest people look at a book called Art of Deception by Kevin Mitnick a Former conman, I learned a few tricks from that book.
#14
harlzter
My bad, how the hell did I end up in deals?:thinking: I was ust in misc a second ago.


People fell for things like this because it sounds credible due to them knowing all your details. Its called social engineering:thumbsup:

I suggest people look at a book called Art of Deception by Kevin Mitnick a Former conman, I learned a few tricks from that book.


lol....if it helps I think it was in misc, then deals, then misc again (not sure why.....but thats how it showed on my end) besides....perhaps its your subconscious trying to get you away from misc :thumbsup:
#15
Not that clever. I can't imagine many people would give their security code over the phone.
#16
tl;dr

cliffs?
#17
numptyj
tl;dr



Someone else said this? Over my head. Could you enlighten me please?
#18
deek72
Someone else said this? Over my head. Could you enlighten me please?


too long didnt read
#19
numptyj
too long didnt read


ty (thank you) :-D
banned#20
1, 2, 3 pooh stick

Post a Comment

You don't need an account to leave a comment. Just enter your email address. We'll keep it private.

...OR log in with your social account

...OR comment using your social account

Thanks for your comment! Keep it up!
We just need to have a quick look and it will be live soon.
The community is happy to hear your opinion! Keep contributing!