be careful how you pay for things on your credit/debit card -- especially mobile top ups if you have a PAYG. I have just had £30 swiped out of my bank account via a pay as you go top up for 02 and its not gone on my phone !!! It has been used fraudenlty. I always pay for things chip and pin and online my card details are usually secure. However, I have topped up my mobile using my debit card and all they ask for is the 16 digit number and security code on the back. Beware of paying for stuff that doesnt ask a million pain in the ass security questions. had to cancel my cards and all sorts. could have been worse then £30 though.
And as a fellow HUKDer I love a good bargain, but will now have to put my spending on hold til me new card arrives..... most p***ed off I am.