bg1: using credit card on holiday - HotUKDeals
We use cookie files to improve site functionality and personalisation. By continuing to use HUKD, you accept our cookie and privacy policy.
Get the HUKD app free at Google Play

Search Error

An error occurred when searching, please try again!

Login / Sign UpSubmit
Expired

bg1: using credit card on holiday

black gerbil1 Avatar
6y, 4m agoPosted 6 years, 4 months ago
I have a Barclay card master card, going Greece, am I right to think there is a 0% service charge for withdrawals?
Tags:
black gerbil1 Avatar
6y, 4m agoPosted 6 years, 4 months ago
Options

All Comments

(21) Jump to unreadPost a comment
Comments/page:
#1
Which BC Mastercard, they have many different ones?
#2
dont really matter does it brah you on 300k a year!

(no h4te)
#3
how do i know which 1 it is.
#4
it has mastercard on it, on the back "PAYPASS".

you get the current market rate as well yes?

Edited By: black gerbil1 on Aug 03, 2010 14:25: add more
banned#5
If you are using a credit card for cash withdrawals you will be charged unless you pre-load the card and dont go into the red.

Probably best just to ask your mum to look after your pocket money though.
#6
Nope - they will charge you.

"Credit cards can be used to withdraw from cash machines. If using an ATM abroad, you'll get your money in the local currency, subject to a handling charge and foreign exchange fee. This fee also applies to all transactions in foreign currency.

Maximum daily withdrawal £500
Handling charge 3% (min £3)
Foreign exchange fee 2.99%.

I dunno what rate they use for conversion, but I doubt it's market rate. You really should get a Nationwide CC instead.
#7
guv
If you are using a credit card for cash withdrawals you will be charged unless you pre-load the card and dont go into the red.

Probably best just to ask your mum to look after your pocket money though.

what is pre loading?
banned#8
black gerbil1
what is pre loading?

Putting money into the account.
#9
black gerbil1
guv
If you are using a credit card for cash withdrawals you will be charged unless you pre-load the card and dont go into the red.Probably best just to ask your mum to look after your pocket money though.
what is pre loading?

It's when your mummy puts some money onto the card, so that you can go off and play the arcades without having to bother her all the time.
#10
u lot dont no what ur talking about, it said on watchdog the other day Credit cards are the best option, as long as u pay it back before the intrest rates kcik in
#11
black gerbil1
u lot dont no what ur talking about, it said on watchdog the other day Credit cards are the best option, as long as u pay it back before the intrest rates kcik in


I took my quote from your card issuer's website - perhaps that's where you need to go as well.

Credit Cards are the best option for purchases - not for taking money out from an ATM you fool.
#12
black gerbil1
it has mastercard on it, on the back "PAYPASS".

you get the current market rate as well yes?


That is a Debit Card, not a Credit Card, don't you know the difference?

Doh...
#13
BG1 why don't you just organise to pick up a couple of gee out your account before you go and sod your credit card
#14
I know lets post and ask strangers on a forum what happens to my card while I use it abroad, just ask you bank or look on their website simple answer
#15
What did you do when you were in Hawaii?????????????
#16
lol
#17
muffin247
dont really matter does it brah you on 300k a year!

(no h4te)


Agreed as if that was even true he would be a bit of a tight """
#18
if you use a CREDIT card and you use a cash machine you will be getting a CASH ADVANCE.
Same principle in this country is that the interest starts being charged immediately rather than at the end of the month (like if you were to make a standard card purchase)

DEBIT cards use the money in your account and dont charge interest but depending on the card will charge you a service charge and give you a slightly lower rate than average on the exchange.
maybe £1- £3 per withdrawal you make.

Im not sure but NATIONWIDE used to do a 0% charge on their debit cards world wide, i think they have either stopped this all together or made it 0% in Europe only
#19
Jetpac
if you use a CREDIT card and you use a cash machine you will be getting a CASH ADVANCE.
Same principle in this country is that the interest starts being charged immediately rather than at the end of the month (like if you were to make a standard card purchase)

DEBIT cards use the money in your account and dont charge interest but depending on the card will charge you a service charge and give you a slightly lower rate than average on the exchange.
maybe £1- £3 per withdrawal you make.

Im not sure but NATIONWIDE used to do a 0% charge on their debit cards world wide, i think they have either stopped this all together or made it 0% in Europe only


They are ending the service completely on November 1st this year. great shame on them.
#20
Jetpac
if you use a CREDIT card and you use a cash machine you will be getting a CASH ADVANCE.
Same principle in this country is that the interest starts being charged immediately rather than at the end of the month (like if you were to make a standard card purchase)

DEBIT cards use the money in your account and dont charge interest but depending on the card will charge you a service charge and give you a slightly lower rate than average on the exchange.
maybe £1- £3 per withdrawal you make.

Im not sure but NATIONWIDE used to do a 0% charge on their debit cards world wide, i think they have either stopped this all together or made it 0% in Europe only


Do you write for the News Of The World by any chance?
#21
Inactive
Jetpac
if you use a CREDIT card and you use a cash machine you will be getting a CASH ADVANCE.
Same principle in this country is that the interest starts being charged immediately rather than at the end of the month (like if you were to make a standard card purchase)

DEBIT cards use the money in your account and dont charge interest but depending on the card will charge you a service charge and give you a slightly lower rate than average on the exchange.
maybe £1- £3 per withdrawal you make.

Im not sure but NATIONWIDE used to do a 0% charge on their debit cards world wide, i think they have either stopped this all together or made it 0% in Europe only


They are ending the service completely on November 1st this year. great shame on them.


Agreed, It's a poor show from them.

However, apparently their CC is still free from commission on purchases. They will charge 2% plus a charge of £1 for every cash withdrawal from the DC.

Post a Comment

You don't need an account to leave a comment. Just enter your email address. We'll keep it private.

...OR log in with your social account

...OR comment using your social account

Thanks for your comment! Keep it up!
We just need to have a quick look and it will be live soon.
The community is happy to hear your opinion! Keep contributing!