Hi everyone i had a 12 mth bike insurance policy with Dial Direct. I took the policy over monthly payments i had it running for 6 mths and wanted to do a change of vehicle ( this was expensive) to cut a long story short it was cheaper to get a new policy lose my years no claims and cancel old one. I did this and i recieved a letter saying "outstanding bal £75 inc future direct debits" it also said "that they were only asking for £20" as the direct debit was cancelled and payment late, this agreed to as it was my fault as the direct debit was under Amber Finance and didn't know who they were. Anyway I recieved a letter today from Dial Direct asking for another £33 as a change for cancelling the policy and if i dont pay they will seek debt recovery................
When i cancelled the policy i made that monthly payment and i am not willing to pay the extra £33
Can they do this????
Are Baillffs likely to knock at my door????