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Bit of a random question

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But if someone dies and they have a car but still owe money on it,can another family member still drive it(covered on their insurance) As the owner is deceased and the car isn't legally theirs yet… Read More
deb8z Avatar
7y, 6m agoPosted 7 years, 6 months ago
But if someone dies and they have a car but still owe money on it,can another family member still drive it(covered on their insurance)

As the owner is deceased and the car isn't legally theirs yet is this allowed.

I just wondered if said person had an accident in it etc would it void the insurance or anything like that..........
deb8z Avatar
7y, 6m agoPosted 7 years, 6 months ago
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(16) Jump to unreadPost a comment
Comments/page:
#1
Is this part of a plan?
#2
Yes it would void the insurance.
#3
Questions from the Old Bill:

Is this your car?
Do you have permission of the owner to drive it?
Prove it!!
#4
Murielson
Questions from the Old Bill:

Is this your car?
Do you have permission of the owner to drive it?
Prove it!!


It's not me,i can't drive,but is that how it would go lol
banned#5
you cant have car insurance if your dead
#6
sassie
you cant have car insurance if your dead


The owner of said vehicle has died,but i don't know how it all works,the person driving the car reckons it's ok and i don't.
banned#7
deb8z
The owner of said vehicle has died,but i don't know how it all works,the person driving the car reckons it's ok and i don't.


as already said, the car doesnt belong to you, you do not have permission to drive it
#8
greg_68
Is this part of a plan?


lmao

i did titter
#9
Twoc.
#10
I know that I am fully comp which means I can drive any other car but only covered third party - but as others have said u need the permission of the other owner to drive - and in this case sadly thats not possible

A simple call to the local cop shop will give u a straight answer
#11
Yes you can drive the car as the new power of attorney ie next of kin, wil beable to allow persmission to be given, its like saying *you can't sell the house of a deceased mum/dad/etc because you don't have their permmission!!!!

*excludes wills

think please
banned#12
bossyboots;7613794
I know that I am fully comp which means I can drive any other car but only covered third party - but as others have said u need the permission of the other owner to drive - and in this case sadly thats not possible

A simple call to the local cop shop will give u a straight answer

Or better still, the insurance company!
#13
Alfonse
Yes you can drive the car as the new power of attorney ie next of kin, wil beable to allow persmission to be given, its like saying *you can't sell the house of a deceased mum/dad/etc because you don't have their permmission!!!!

*excludes wills

think please


I'm not concerned about seeking permission as obviously they can't,i thought perhaps as in effect the owner doesn't even own the car as it isn;t paid for yet then legally the finance company owns it and therefore every Tom,Dick or Harry can't drive it.
#14
deb8z
I'm not concerned about seeking permission as obviously they can't,i thought perhaps as in effect the owner doesn't even own the car as it isn;t paid for yet then legally the finance company owns it and therefore every Tom,Dick or Harry can't drive it.


in most cases the power of attorney or whatever will also be responsible for the finances too, just gone through 2 deaths (grans) in last three months its fine, and all the legal documentation will take time but using it is not a problem, of course you need to be insured!!
#15
Alfonse
in most cases the power of attorney or whatever will also be responsible for the finances too, just gone through 2 deaths (grans) in last three months its fine, and all the legal documentation will take time but using it is not a problem, of course you need to be insured!!


Ok thanks:thumbsup:
#16
csiman
Or better still, the insurance company!


duh how thick am I lol - yes the Insurance company!!:-D

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