Bought a laptop from great universal now having problems with BNPL AND INTEREST CHARGES AFTER THE BNPL ENDS - HotUKDeals
We use cookie files to improve site functionality and personalisation. By continuing to use HUKD, you accept our cookie and privacy policy.
Get the HUKD app free at Google Play

Search Error

An error occurred when searching, please try again!

Login / Sign UpSubmit

Bought a laptop from great universal now having problems with BNPL AND INTEREST CHARGES AFTER THE BNPL ENDS £849.00

£849.00 @
i bought laptop and added BNPL TO IT but they want me to start paying 29.9apr next year if i take out the bnpl BUT LITTLEwoods accepted a bnpl and dont charge interest for it what the hel…
dealsgalore88 Avatar
7y, 10m agoPosted 7 years, 10 months ago
i bought laptop and added BNPL TO IT but they want me to start paying 29.9apr next year if i take out the bnpl

BUT

LITTLEwoods accepted a bnpl and dont charge interest for it

what the hell is this


i spoke to someone at great univrsal and they said all BNPL CODES NOW ARE SUBJECT TO 29.9%APR AS FROM 6 MONTH AGO

SO BEWARE

i tried to query it but they keep telling me you can have bnpl but it will be subject to interest being charged after the bnpl

even though when i ordered it i can confirm the bnpl was added WITHOUT INTEREST ON 52WEEKS
dealsgalore88 Avatar
7y, 10m agoPosted 7 years, 10 months ago
Options

All Comments

(12) Jump to unreadPost a comment
Comments/page:
#1
Standard on most bnpl policies (part of the reason why we are up to our necks in debt). If you take bnpl and dont pay the full amount at the agreed time the ridiculous apr is taken from the moment of purchase meaning you already have 6months (or more) of steep apr! Its all in the very, very small print!
#2
I understand what you are saying, you used to be able to BNPL then have either 20 or 52 weeks interest free to pay, now you cant use a BNPL code unless you agree to paying it back over 100 weeks and then pay massive interest charges.

Sucks.
#3
HI v2drinkers

yes i do have it i screened grabbed the confirmation page when i submitted the order and it showed interest free 52 weeks BNPL APRIL 2010.

THANKS FOR YOUR REPLIES GUYS
banned#4
if you can't afford it then save up mate.
#5
bykergrove
if you can't afford it then save up mate.


I can afford it i just dont want to pay for it yet thankyou
#6
tinkerbell28
Hun I think you have misunderstood. BNPL 52 weeks interest free is what you have got, your not being asked to pay anything for another year. So of you settle in those 52 weeks it's interest free, if you don't it's not.
They are deferring the interest, so it's 52 week interest free if you settle.


hi tinkerbell28,

well the bnpl is actually till april 2010 and the 52 weeks is interest free yes

then after the 52 weeks interest free i have to start paying back the balance for the item
including interest which normally you just pay your balance off each month without the interest on top.

thats what i would like to be doing but as they are refusing to exclude the 29.9 apr after 52 weeks bnpl i think its wrong seen as how i went through with the order without being asked to pay interest after 52 weeks. they are saying if i want to have bnpl i have to having it for 104 weeks and pay 29.9

but i want 52 weeks bnpl interest free and start paing off the balcne like normal with out the rediculous 29.9 percent added on top when ther payment start.
#7
Bottom line is a went through with order on the basis of getting BNPL INTEREST FREE FOR A YEAR AT 52 WEEKS then after the 52 weeks pay off my monthly balance without the 29.9 APR ON TOP.

WHEREAS IF I HAD TO PAY INTEREST IT WOULD REFLECTED AND WOULD OF ADDED THE 29.9APR AT THE CHECKOUT BUT AS I WENT THROUGH WITHOUT IT.

THE BALANCE I NEED TO PAY STAYED THE SAME HENCE WHY I SHOULD NOT HAVE TO PAY 29.9 APR AFTER THE 52 WEEKS BNPL ENDS.
#8
dealsgalore88 you seem to be getting a little hot under he collar with this posting, this is my view from my observations.
I have looked at Great Universal and in March they were advertising the BNPL as quoted below,

Quote ' This Great Universal discount code entitles you to buy now and pay in February 2010 on all orders of £100 or more from Great Universal. So you're a little skint now, well that's plenty of time to put some pennies together to treat yourself to some goodies in the depths of winter. Just follow the link to greatuniversal.com to check out all that's on offer, then enter our buy now pay later voucher code at the checkout to save!'

only you know what BNPL contract you have with Great Universal, but if you read the quote above you can have the goods on BNPL as long as you pay for them by February 2010, that date fall inside the 52 week period so you have had 52 weeks interest free however if you don't pay in full by then you have to pay interest at Great Universal's going rate.

Don't forget the members on here are only trying to help you
#9
The Fox
dealsgalore88 you seem to be getting a little hot under he collar with this posting, this is my view from my observations.
I have looked at Great Universal and in March they were advertising the BNPL as quoted below,

Quote ' This Great Universal discount code entitles you to buy now and pay in February 2010 on all orders of £100 or more from Great Universal. So you're a little skint now, well that's plenty of time to put some pennies together to treat yourself to some goodies in the depths of winter. Just follow the link to greatuniversal.com to check out all that's on offer, then enter our buy now pay later voucher code at the checkout to save!'

only you know what BNPL contract you have with Great Universal, but if you read the quote above you can have the goods on BNPL as long as you pay for them by February 2010, that date fall inside the 52 week period so you have had 52 weeks interest free however if you don't pay in full by then you have to pay interest at Great Universal's going rate.

Don't forget the members on here are only trying to help you


thanks for your input on the matter i have noted what everyone had to say and have sorted it now thankyou to all who gave me some helpful info.

thanks again
#10
A screen'grab' wouldnt stand up anywhere.

It's easily more editable than a word document.
banned#11
if you can afford it then pay the ****er off! stop getting all excited about it...tell ya what get yourself a 110% mortgage and use the extra to pay this laptop off... gordon brown will have your back dont worry!
#12
yeah it does suck about all the APR - ive just moved out and im getting all the big stuff on BNPL - ive got 1 year until its all due. im going to basically pay money into the account each month, and then when its due ill see where i am at.

you can always get it over extended terms then but they do rip you off. i just finished paying littlewoods £15 per month for like 3 years.

Post a Comment

You don't need an account to leave a comment. Just enter your email address. We'll keep it private.

...OR log in with your social account

...OR comment using your social account

Looking for Twitter login?
Thanks for your comment! Keep it up!
We just need to have a quick look and it will be live soon.
The community is happy to hear your opinion! Keep contributing!