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Buildings Insurance

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Hoping someone can help. Is it possible to take out buildings insurance individually for your own flat. If so, would the insurance cover you for your share of the communal areas, eg roof. rep given… Read More
RadialOne Avatar
7y, 2m agoPosted 7 years, 2 months ago
Hoping someone can help. Is it possible to take out buildings insurance individually for your own flat. If so, would the insurance cover you for your share of the communal areas, eg roof.

rep given, cheers
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RadialOne Avatar
7y, 2m agoPosted 7 years, 2 months ago
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#1
Yes it's possible but not all companies do it.

I've used Zurich & Bank of Scotland but some of the other bigger companies only cover you if everyone in the block takes out insurance with them.
#2
depends some blocks are managed by factors here in scotland and unfortunatly you have to take their cover even tho it would be cheaper if you could do it yourself it should be in the stuff your lawers would have gave you when you bought the flat
#3
jamstaruk1972
depends some blocks are managed by factors here in scotland and unfortunatly you have to take their cover even tho it would be cheaper if you could do it yourself it should be in the stuff your lawers would have gave you when you bought the flat


yeah we have a factor company but are getting rid of them just now. Im just looking into all the options for buildings insurance. do companies let you take block insurance as a group of individuals
#4
mcfallg
yeah we have a factor company but are getting rid of them just now. Im just looking into all the options for buildings insurance. do companies let you take block insurance as a group of individuals


you can go it alone but sometimes if you all get along the block next to us used to self factor themselves with no problems and they had a couple of tradesmen in block so they got the repair jobs and the owners saved some money.

in our block tho we had loads of people who never paid their share of the bills and in this case its better to leave the factors to sort it out

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