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Buying a CAT D car? good or bad idea

essexgangstaessexgangsta

hi, i'm currently in the market for a second hand car, i've come across a cat D car which was classed as a CAT D due to some damage on the rear quarter panel. the car is under 3 years old and therefore hasnt had a MOT. Its price about 4k under what the normal price is for this model.

Has anyone bought a cat d car or should i stay well clear, someone mentioned you cant fully comp a cat d but googling suggests its possible on a cat D.

thanks

All Comments (32)

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1
    Adam2050
    Depends what damage is on the chasis. I had a Cat C and it was only due to the bonnet Clip breaking, repaired that as there was no other damage.
    doritos
    I would consider a cat d as a next car, all depends on the amount of damage..

    If its just panels etc, then fine.

    Also depends who has carried out the repairs.
    sweep_the_leg_
    Avoid like the plague, purely for the headache in selling it on and it's re-sale value
    csiman
    4k under is meaningless. 4k for a 8k car is about right

    only worth it if you plan to keep the car years as re-sale will be difficult
    Syzable
    Syzable[mod]3 years, 9 months ago #5Show comment tools Reply
    Cat D is the lowest rating for non-repair. So you'd take less of a hit on resale value than Cat C above but still would lose around 20% of value.
    doritos
    sweep_the_leg_
    Avoid like the plague, purely for the headache in selling it on and it's re-sale value


    How is it a headache.

    You pay like £5/6k for say a £10k car.

    You keep it for 2 years.

    The car as a cat d is now worth £3/4k, but normal ones £7/8k

    Someone would snap your hand off.
    slamdunkin
    Has it been re shelled as for a car that new to be written off it would have had to cost nearly all of it's total value to repair in an insurance approved body shop.

    Cat D cars can be a real bargain, but you need to do extra due diligence. Have you viewed the car? get a look at the logbook and try and phone the last owner and ask what the damage was. Is the seller trade or private. have you googled his number to see if it appears elsewhere on the net. Google his name to see if he has ever been talked about on-line by a disgruntled customer. Check the chassis number down by the seat and scratch at it with a nail or strew to see if it is genuine and doesn't start scrapping filler out which got re stamped.

    Edited By: slamdunkin on Feb 01, 2011 11:08
    quizmaniac
    check how much your insurance will be before you buy as some insurance companies dont like them.
    maybe get it inspected for peace of mind and that will also help resale so will be worth the £100. or so the RAC or AA charge,they might even find other faults which have nothing to do with the damage and you could haggle the price down further.
    csiman
    surely cat repaired cars must have an MOT regardless of age of car?
    AberdeenDad
    slamdunkin
    Has it been re shelled as for a car that new to be written off it would have had to cost nearly all of it's total value to repair in an insurance approved body shop.

    Cat D cars can be a real bargain, but you need to do extra due diligence. Have you viewed the car? get a look at the logbook and try and phone the last owner and ask what the damage was. Is the seller trade or private. have you googled his number to see if it appears elsewhere on the net. Google his name to see if he has ever been talked about on-line by a disgruntled customer. Check the chassis number down by the seat and scratch at it with a nail or strew to see if it is genuine and doesn't start scrapping filler out which got re stamped.

    quizmaniac
    check how much your insurance will be before you buy as some insurance companies dont like them.
    maybe get it inspected for peace of mind and that will also help resale so will be worth the £100. or so the RAC or AA charge,they might even find other faults which have nothing to do with the damage and you could haggle the price down further.


    Yes to both these. Be suspcious, it could be a great deal, or it could cause a great deal of financial pain. Be very vigilent and get it checked by AA / RAC. It will costs you £100 but it may save you wasting 1000's or just confirm that you have got a great bargain!
    slamdunkin
    csiman
    surely cat repaired cars must have an MOT regardless of age of car?


    Cat D doesn't need an engineers report to be put back on the road so son't think it needs an MOT renewed or given to a car less than 3 years old.
    Syzable
    Syzable[mod]3 years, 9 months ago #12Show comment tools Reply
    csiman
    surely cat repaired cars must have an MOT regardless of age of car?


    Only Cat C and above i think.
    essexgangsta
    Hi everyone, wow lots of replies. I dont want to give the car away just yet as its been for sale a coupel of times and buyers fell through, could be several reasons, one being that they have looked it and decided against it because of the repair. I haven't seen the car yet but plan to at the weekend. the car normally would be about 16k and its on for 12k. its alimited edition model which commands alittle higher price aswell. As its under 3 year sold it hasnt had a MOT although I thought one of the requirements was that once the repair is carried out a MOT needs to be done to prove its roadworthy. If interested I was going to put it through a MOT at the respective dealership as part of the condition of sale?

    interestingly the car has been on ebay and the last time sold for just under 10k, buyer couldnt come up with the funds, and that price is a billy bargain as the mileage is under 20k and full dealership service etc.

    Its a car i would keep for quite a while tbh so i have no thoughts of keeping it for a year and trying to sell on.

    Edited By: essexgangsta on Feb 01, 2011 11:17
    slamdunkin
    Syzable
    csiman
    surely cat repaired cars must have an MOT regardless of age of car?
    Only Cat C and above i think.


    Cat C does not need re MOT'ing before it can be put back on the road....all it needs is a VIC check which only checks the identification of the car and not the standard os repair.
    Syzable
    Syzable[mod]3 years, 9 months ago #15Show comment tools Reply
    slamdunkin
    Syzable
    csiman
    surely cat repaired cars must have an MOT regardless of age of car?
    Only Cat C and above i think.


    Cat C does not need re MOT'ing before it can be put back on the road....all it needs is a VIC check which only checks the identification of the car and not the standard os repair.


    Didn't know that........seems rather lax.
    csiman
    slamdunkin
    Syzable
    csiman
    surely cat repaired cars must have an MOT regardless of age of car?
    Only Cat C and above i think.


    Cat C does not need re MOT'ing before it can be put back on the road....all it needs is a VIC check which only checks the identification of the car and not the standard os repair.

    wow - thats really bad that you can sell a car with cat c repair without even needing it checked.
    sweep_the_leg_
    essexgangsta
    Hi everyone, wow lots of replies. I dont want to give the car away just yet as its been for sale a coupel of times and buyers fell through, could be several reasons, one being that they have looked it and decided against it because of the repair. I haven't seen the car yet but plan to at the weekend. the car normally would be about 16k and its on for 12k. its alimited edition model which commands alittle higher price aswell. As its under 3 year sold it hasnt had a MOT although I thought one of the requirements was that once the repair is carried out a MOT needs to be done to prove its roadworthy. If interested I was going to put it through a MOT at the respective dealership as part of the condition of sale?

    interestingly the car has been on ebay and the last time sold for just under 10k, buyer couldnt come up with the funds, and that price is a billy bargain as the mileage is under 20k and full dealership service etc.

    Its a car i would keep for quite a while tbh so i have no thoughts of keeping it for a year and trying to sell on.


    Mate, I know its probably attractive to you because its more than likely a sports car or a roadster or something, but why would you even consider buying a car that has registered as being previously damaged if its going to be a car you are going to keep for a long time??

    If I were you, I'd forget the idea and completely get it out of your head, walk away and buy a car that is straight down the line.
    sweep_the_leg_
    I'm sure they would say they had some sort of problems if I could ask them

    Edited By: sweep_the_leg_ on Feb 01, 2011 12:15
    sweep_the_leg_
    Listen mate, I don't wanna argue with you on HotUKDeals.

    I was merely offering my opinion to the OP ( which is what he was asking for ) which basically states: Buying a CAT D car? Good or bad idea?
    slamdunkin
    Certain Car D cars depending whether it is a sort after model or not will fetch nearly 80% of their value when sold on if declared and as a private seller only needs to declare if asked most Cat D's get sold on without the buyers knowledge until they are told at a later date by an insurance company after a claim.

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