We've decided to buy a house and have just found the perfect one. Its a detached house but full of junk and so is the garden but that will be cleared. I'm pretty sure someone will snap it up when they see it empty so we want to get in there now! (Repossessed by a bank so no chain)
What do I do now? I want to ring first thing in the morning and make an offer but can I do this and have it taken off the market before having a mortgage arranged, survey, solicitor etc? Would there be penalties of it turned out to be on a coal mine or something?
A mortgage won't be a prob as we have 50% of the asking price and a guarantor.
Also what about making an offer, would it be better to offer close to the asking and would it being owned by a bank make a difference to what they would accept?
Please help me, I'm excited and worried (and obviously can't sleep).