Can I Cash Old Cheque - HotUKDeals
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Can I Cash Old Cheque

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Just cleared out my wallet and have found a cheque from 15/08/09. Will I still be able to cash it? Or do they expire after a month or so? J
spann3rs Avatar
7y, 5m agoPosted 7 years, 5 months ago
Just cleared out my wallet and have found a cheque from 15/08/09. Will I still be able to cash it? Or do they expire after a month or so?

J
spann3rs Avatar
7y, 5m agoPosted 7 years, 5 months ago
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1 Like #1
yes u can cash............

gen. 6 months

http://forums.moneysavingexpert.com/showthread.html?t=282838
[mod] 1 Like #2
Usually valid for 6 months from the date of issue.
1 Like #3
well i sent one into my sons school at the start of term august and it got cashed after christmas think it was roundabout february because i remember being shocked at how long it was! and it was only meant to be held as a deposit!
2 Likes #4
Yh u got 6 mmonths in total:thumbsup:
#5
Thankyouverymuch! J
#6
lol I have an old customer who is 81 and am helping her move home..............she found a postal order dated 24th October 1969 and asked me if it could be cashed lmao. we really did have a right good laugh about it.
#7
http://i37.tinypic.com/2co0r5g.jpg
#8
Definately 6 months validity. I found one that was 2 years old the other day. Shame its useless!
#9
pinkkitty2007
Definately 6 months validity. I found one that was 2 years old the other day. Shame its useless!


Yes and No possibly. If it was a company that issued it sometimes you can get them to reissue a new one in exchange. Dont know if they are legally required to do so though.
banned#10
pinkkitty2007;6530783
Definately 6 months validity. I found one that was 2 years old the other day. Shame its useless!


I was in the same situation, asked the bank and they stated that they did not expire. Where does it state that they expire anyhow - I've never seen that in my bank.

Was approx a tenner, but don't think the value was of significance.

Deposit it anyhow, unless it's from a trusted friend who might not be expecting a late claim.
#11
In general to allow for accounting periods in financial institutions cheques are valid for 6 months. After this date it's up to the bank whether they will allow you to present the cheque........but you can still lay claim for the money for 6 years by law :thumbsup:
banned#12
pinkkitty2007;6530783
Definately 6 months validity. I found one that was 2 years old the other day. Shame its useless!

its not useless at all. This 6 months rule is an old wives tale I reckon.

They barely check signatures let alone dates :thumbsup:
#13
company cheques do not actually expire - what happens is the company will put a stop on all cheques over a certain age at the banks - at the council we stop our after 3 months - 6 months is the norm though for a company. If you have a cheque you can contact the person who sent it to you and get another one - you are legally entitled to the money and can ask for it for up to 7 years
banned#14
Oooh. Thats good news. Ive got about 4 cheques from share dividends for about £35 to £40 each. (Just never got round to going to the bank)... and a £50 cheque from my birthday! I thought it was lost cash.......sounds like a nice £200 windfall!
#15
guv
Oooh. Thats good news. Ive got about 4 cheques from share dividends for about £35 to £40 each. (Just never got round to going to the bank)... and a £50 cheque from my birthday! I thought it was lost cash.......sounds like a nice £200 windfall!


I paid in a really old share dividend cheque earlier this year, around a year or so old, and it passed through and paid OK. Some companies charge for reissues, but I had a couple that i never got from 1 company and they just charged one small fee, rather than 2.

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