Car accident
Hey somebody hit into me in a car park back in august and due to the damage my car was written off as its only a fiat punt so pretty cheap. I decided to buy it back at the low price rather than it being scrapped and i got everything sorted with it. I have just noticed while it was parked at work somebody has hit into me. I will be checking the security footage later to see who this was. My question is if my car has been hit what will the insurance do as the car has already been written off? will i only be insured for the value which i bought the car back at? Or the full value?
Thanks.

All Comments (10)
Jump to unread Post a CommentJonny glad you said **** n not like a woman :p X)
Jonny glad you said **** n not like a woman :p X)
I'm not sexist... :|
:p
Check your policy, as you will very likely be insured for the cost of replacing your car for one of similar age & condition. Your insurance company may try to fob you off with a small settlement figure - get some reasonable quotes for cars similar in age & mileage to yours & offer them to the insurance company to support your claim.
Thanks for the help but looks like it does not matter as the car has not been caught on CCTV there is an hour where a van is parked in the way. So seems like I will have to pay out because somebody else does not know how to drive.
Sorry you didn't catch the so-and-so.
I hate the way so many folk will hit your car in the car park and just walk or drive away. I was sat in my car in the Tesco car park the other week when the car ahead reversed into me, as I was getting out to check the damage the silly sod the other side opened their door into me (my own fault for using Tescos).
(and sorry about the spelling !)
Edited By: lucerysmum on Jul 04, 2012 19:55