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Car accident, advice needed.

MIDGETMAN Avatar
8y, 3m agoPosted 8 years, 3 months ago
I had an accident in April 2008 on the M3, my vehicle was a write off and I was to blame (went into the back of somebody with no lights on). Anyway my insurance company paid out within weeks as I was fully comp. Out of the blue yesterday I had a no win no fee company ring up to say my wife can claim for injuries that happened at the time even though she did not see a doctor. I have rang my insurance company and they seem ok with this. Tonight a solicitor is going to ring to take the necessary details to make the claim.
What should we watch out for?
Will this affect my insurance (no claims?)
Is it possible to do this when the accident happened months ago?
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MIDGETMAN Avatar
8y, 3m agoPosted 8 years, 3 months ago
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banned#1
Careful - she will effectively be suing you as you were responsible for the accident

oh and you're a money grabbing b*****d
#2
an accident in April 2009 - are you psychic?
#3
Well dont go then you wont crash!? Can I have next weeks lotto numbers please!
#4
I think you need to go back to the future dude
#5
You had an accident in 2009, wow, see if you can see the lottery numbers for this weekend please! :w00t:
#6
subscribing for more back to the future jokes.
#7
roryk83
an accident in April 2009 - are you psychic?


i know it must have been upsetting but i couldnt resist

was this the other car??


http://i38.tinypic.com/1zg6x4j.jpg
#8
i think its time to end the marriage when the wife tries to sue u!...yes it will affect ur car insurance, not worth it.
#9
LOL. The jokers are online!

They never miss a trick.

:oops: I'm guilty too!
banned#10
carrot dangled, Donkey bites.
[helper]#11
Did she have any injuries to claim for? I was recently involved in an accident and despite saying I didn't have any injuries they still wanted me to put in a claim for a "minor injury".....

Its not the insurance companies that lose out due to our compensation for nothing culture - it is us. At the end of the day its our insurance premiums that go up.
#12
holly100
i know it must have been upsetting but i couldnt resist

was this the other car??


http://i38.tinypic.com/1zg6x4j.jpg


F***ED :whistling:

OK the accident was April 2008
banned#13
gari189
Did she have any injuries to claim for?


no injuries as such, but it turns out she was married to a rubbish psychic who didnt see the accident coming!
#14
gari189
Did she have any injuries to claim for?


Nothing unexpected, sore neck, back and bruising across the chest.
#15
dimebars
no injuries as such, but it turns out she was married to a rubbish psychic who didnt see the accident coming!


:-D:-D:-D:-D:-D
[helper]#16
If the accident was your fault then presumably you have lost your no claims already? It just depends whether you want the hassle...
#17
dimebars
no injuries as such, but it turns out she was married to a rubbish psychic who didnt see the accident coming!


Of course I saw it coming; I just couldn’t stop in time.
1 Like #18
Eye witnesses are believed to have seen the car driving erratically with the driver shouting "88 miles an hour"
#19
ur wife, she called deloreon?
#20
acecatcher3
i think its time to end the marriage when the wife tries to sue u!...yes it will affect ur car insurance, not worth it.

Wrong! It's nothing to do with your insurance company, i did it, and had a holiday with the compo :)
banned#21
gari189
If the accident was your fault then presumably you have lost your no claims already? It just depends whether you want the hassle...



the no claims bit is irrelevant.

the lawyer will raise an action in court against the person responsible for the accident - ie the OP.

so ife he want sued by his wife then he should go ahead!
#22
Lulu'sMammy
Wrong! It's nothing to do with your insurance company, i did it, and had a holiday with the compo :)


safe for the invite :x
[helper]#23
dimebars
the no claims bit is irrelevant.

the lawyer will raise an action in court against the person responsible for the accident - ie the OP.

so ife he want sued by his wife then he should go ahead!

but presumably it is the insurance comp that will pay out? :thinking:
#24
acecatcher3
safe for the invite :x

Shurrup and "whip it out"
#25
dimebars
the no claims bit is irrelevant.

the lawyer will raise an action in court against the person responsible for the accident - ie the OP.

so ife he want sued by his wife then he should go ahead!


This time in English please.
Dimebars 1 physic 1 :thumbsup:

So will a court appearance be necessary? Should we proceed?
banned#26
MIDGETMAN
This time in English please.
Dimebars 1 physic 1 :thumbsup:

So will a court appearance be necessary? Should we proceed?


no you damn well shouldnt!

its folk like you who cause the cost of car insurance to increase by making fraudulent claims for personal injury.

like i said originally you are a money-grabbing b*****d
#27
dimebars
no you damn well shouldnt!

its folk like you who cause the cost of car insurance to increase by making fraudulent claims for personal injury.

like i said originally you are a money-grabbing b*****d


do you need to be offensive though? its not needed..
#28
dimebars
no you damn well shouldnt!

its folk like you who cause the cost of car insurance to increase by making fraudulent claims for personal injury.

like i said originally you are a money-grabbing b*****d


Fraudulent???:x
Money grabbing – spoke like a true Scott
Why do you have to turn an honest question into an argument?
#29
MIDGETMAN
Fraudulent???:x
Money grabbing – spoke like a true Scott
Why do you have to turn an honest question into an argument?


im not being funny midgetman but as uve gone into the future, couldnt u see this thread turning into an arguement :w00t: :p
banned#30
louloo
do you need to be offensive though? its not needed..


truth obviously hurts for some folk.

Honest, decent folk will suffer increases in their premiums as a direct result of this poster committing fraud.
#31
louloo
do you need to be offensive though? its not needed..


Thank you Louloo,
This started as an honest question needing advice
#32
dimebars
truth obviously hurts for some folk.

Honest, decent folk will suffer increases in their premiums as a direct result of this poster committing fraud.


Please watch what you are saying and understand the question. Advice needed.
#33
dimebars
no you damn well shouldnt!

its folk like you who cause the cost of car insurance to increase by making fraudulent claims for personal injury.

like i said originally you are a money-grabbing b*****d

Are you always a gimp? Looking at your previous posts i'm gathering you just caught your lass noshing somebody else off, coz boy you is angry!!
#34
Your wife has a good chance of winning if she sues you, as it's unlikely that your insurance company will contest the case.

However, you will almost certainly face a higher premium next time you renew your insurance.

If she was genuinely injured then, by law, she is allowed to claim compensation, regardless of who was responsible - it just so happens that you're at fault. If you can put up with being sued by your wife then go ahead.

Personally, I don't honestly think that I could do it, even if I was to drive into the back of another car & as a result injure my wife...
[helper]#35
If his wife suffered an injury due to his negligence (no offence Midgetman) why shouldn't she claim? What if she had needed constant care for the rest of her life?

If she didn't have any injuries then that would be a different matter...
banned#36
gari189
If his wife suffered an injury due to his negligence (no offence Midgetman) why shouldn't she claim? What if she had needed constant care for the rest of her life?

If she didn't have any injuries then that would be a different matter...


correct - IF she had injuries then yes by all means go ahead and sue.

BUT in this case she doesnt, didnt see a doctor so the OP will be committing fraud
[helper]#37
dimebars

BUT in this case she doesnt, didnt see a doctor so the OP will be committing fraud

No - it just means they might have difficulty providing proof (if it is disputed). I suspect if a small claim is put in the insurance will just pay out. A large claim then they will dispute it......Depends how difficult the insurance company is going to be.
#38
Indeed she can...as previously noted she will in effect be sueing yourself as you were the driver at fault for said accident. It will have an effect on your premiums (and everyone elses for that matter) unless you have a protected policy.

As also noted if your wife had never thought to claim before the unsolicited ambulance chaser's phonecall then why claim now? Her injuries obviously weren't severe enough to warrant this prior to this point so the claim that you are money grabbing stands.

BTW the spelling is a Scot, and it should be Scotsman anyway. By your logic you may well be an Engg. Unless you know the poster and his first name perhaps?
1 Like #39
dimebars
no you damn well shouldnt!

its folk like you who cause the cost of car insurance to increase by making fraudulent claims for personal injury.

like i said originally you are a money-grabbing b*****d

you dont need to be so mean get a life if your not happy dont post and stop calling people insulting names!!
MIDGETMAN
Fraudulent???:x
Money grabbing – spoke like a true Scott
Why do you have to turn an honest question into an argument?


mate dont throw us all in with a loser like this!!! your comment was offensive to more than just 1 person where as his was aimed (Unfairly and unjustly) at you but you took it a step to far

we arent all like that loser
[helper]#40
scotland88
mate dont throw us all in with a loser like this!!! your comment was offensive to more than just 1 person where as his was aimed (Unfairly and unjustly) at you but you took it a step to far

we arent all like that loser


Here here - btw Midgetman, I am a Scot....

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