Hello this is pretty long winded but i dont want to miss anything out....here goes.
30 days ago the neighbours friend hit my car, got out looked at the damage and drove off. Luckily my mam witnessed this (aswell as 1 other neighbour), so we got her number from the neighbour and told her to get back here.
She returned.....her excuse, she paniced. She was clearly upset and it was the first time this has happened to me so i was feeling every emotion anger, sympathy etc, she pleaded not to go through insurance and would pay for damages (£150 panel damage). Stupidly i took her word for this.......(its important to note now i didnt inform the police or my insurance as i took her word)
A week passed.......no monies, I got back in touch and she popped around claiming she has bank charges and could i please wait till pay day (fair excuse) so i believed this too. Pay day for her was 30/11/09....no monies. So i rang her today 1/12/09 and she popped back around, this time she said she doesnt have much money as its comming up to christmas and has 300 going out so only has £1 to her name. BUT!!! BUTTT!!!! she had paid to get some damage fixed for her car with her credit card during these 30 days, when i found this i was a fair bit peeved off. Stating why should of paid for my car instead of hers she got angry, I then said I WANT YOUR INSURANCE DETAILS, this got her really mad ITS TOO LATE ANYWAY YOUR 30 DAYS OVER AND YOU HAVENT TOLD THE POLICE!
Straight away i lied and said I HAVE TOLD THE POLICE, this was a weird turning point because she almost turned white. She then stormed into her friends house shouting ill get your money tomorrow.
Thanks for reading that if i could give you a medal i would. Anyway this is my predicament. Im pretty positive she wont come up with the cash tomorrow and if she doesnt what do i do? Ive told a few people this story and they have questioned if she has insurance on the car and told me to go through my insurance company to see if she does have it on her car. Apart from that really im a bit stumped.......please any help at all would be greatly appreciated.