Right, about 2 months ago I was parked on the roadside, came out of the shop I was in to find an old guy and a traffic warden looking at my car which had some damage, caused by the old guy.
We exchanged info, then the traffic warden gave me his details as a witness - sorted.
Got on the phone to the insurance company, gave all the details etc - got my car repaired, got a courtesy car for a week - wicked.
Now, the guys insurance company are not responding to my insurance company at all - im left in the dark - I have recieved letters saying there have been no correspondance, and that my insurance company will send them their final outlay, if nothing within 14 days its going to court.
I dont know whats going to happen, is the old guy denying it or? has he ignored his ins company?
I just want to know whats the worst that can happen, as if I lose my no claims, I am royally screwed (19, Male with a descent car...not good) and if the other guy and his insurance be total planks, what I can do to appeal or something?
Thanks guys :)