My friend's car has been hit by another car while it was parked infront of his house. The driver who hit the car, gave his insurance details and admitted that he was at fault. The car is badly damaged and will be written off, most probably. No one is injured and my friend has got a fully comprehensive insurance with legal cover.
Does it affect his no claims bonus If my friend files the claim with his insurance company and the other driver's company pays for the fault of other driver? Secondly, will my friend get the whole book value of the car (about £600-700) or his insurance company will deduct the excess (£250) from it. What will be the situation if the other driver backs off later on and denies that the fault was his.
Any advice in this regards will be highly appreciated and rep will be left.