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car crash advice

worto03 Avatar
8y, 5m agoPosted 8 years, 5 months ago
Hia,

My GF has just had a crash in a car park, we're going to call our insurance company tonight to let them know but may not go through the insurance depending upon a quote then the guy who hit her is going to decide.

We have a witness who said it was his fault so hopefully it'll all go through smoothly either through the insurance or not.

One question I have is with one set of lights smashed in on the rear of the car can she legally drive the car to work Tues & Weds as she has no other way to get to work then we were planning to get a quote for repairs on Friday and go from there?

She does about a 60 mile round trip so don't really want to be doing that if it's not legal to do so.

Thanks for any help,
worto.
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worto03 Avatar
8y, 5m agoPosted 8 years, 5 months ago
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[mod]#1
Legally...........no. Sorry about the smash, hope she's ok. :)
#2
Got a pic? Generally speaking, if the lights still work and no WHITE light is showing through the indicators or brake lights she's ok. Well apart from any sharp edges..... Otherwise, shaky ground as the cars unroadworthy.
#3
Take it through your insurance company they'll sort out a hire car, I hope your missus is ok, but if she isn't put a claim in for personal injuries
#4
Not road legal........

With the weather, if it was misty/foggy etc you are required to have working lights if the vehicle has them fitted!!!
#5
I think you can buy plastic patches to cover the hole until you can get new lights.
#6
I agree with the above, use your insurance company even if the other party wants to pay independantly. That way they will arrange any courtesy car needed, and repairs are carried out by the approved dealer. The other party does not have any say in where or who repairs your vehicle. He will have to accept the insurance companies bill and either pay that or claim off his own.
#7
With the weather, if it was misty/foggy etc you are required to have working lights if the vehicle has them fitted!!!


erm - they are not fitted any more - does that make it OK?

hummmm - doesn't sound too good then from the general consensus, I'll talk to her about it when I get home tonight, looks like she might have to use her holiday to get it sorted.

As for if shes OK - thanks for asking - she said her neck & head hurt but I think we're gonna leave that for a few days & see if it clears up on it's own - the little un in my avator is OK so thats good anyhow :)

Cheers,
worto.
1 Like #8
Predikuesi
I think you can buy plastic patches to cover the hole until you can get new lights.


Also known as a tin of Quality Street..... :lol:;-)
#9
If her neck and head hurt she should get it sorted by the gp/hospital as she'll have no legal recourse if it's not medically noted within a certain time after the accident. It could have shunted her spine!!!!!

worto03;2324314
erm - they are not fitted any more - does that make it OK?

hummmm - doesn't sound too good then from the general consensus, I'll talk to her about it when I get home tonight, looks like she might have to use her holiday to get it sorted.

As for if shes OK - thanks for asking - she said her neck & head hurt but I think we're gonna leave that for a few days & see if it clears up on it's own - the little un in my avator is OK so thats good anyhow :)

Cheers,
worto.
#10
She should definitely get her neck/head checked out just in case it turns out to be more serious than you think. A friend of mine has had problems for years because of someone crashing into her and still has to have physiotherapy which is claimed from the other persons insurance.
#11
Insurance company, always. Only exeption is if it is a very minor bump.

Especially if your Mrs is potentially hurt or needs a hire car for work.
#12
If her neck and head hurt she should get it sorted by the gp/hospital as she'll have no legal recourse if it's not medically noted within a certain time after the accident. It could have shunted her spine!!!!!


yeah - I think shes gonna take tomorrow off now to goto the docs & the car garage :(

It just looks like your making it up when the 1st thing you do after an accident is run to the docs!

Shes not the type to make stuff up though so we should take it seriously I guess just in case somethings wrong.

worto.
#13
Thanks for all the advice - I'm off home in a sec so I'll be offline for a couple of hours but I'll pop back in here when I'm on.

Cheers,
worto.
#14
Go through insurance and get her to go straight to the doctors. You are made to pay for insurance for a reason, it would be daft not to use it...
#15
Claim on insurance if it was other guys fault, Also get her to hospital and tell her to play on it a little bit, In a few weeks tell her to go to her doctors claiming she's been traumatised by the incident, Can't sleep at night and suffers flashbacks, Get an injury claim going and she'll probably be awarded a couple of thousand in compo.
#16
shauneco
Claim on insurance if it was other guys fault, Also get her to hospital and tell her to play on it a little bit, In a few weeks tell her to go to her doctors claiming she's been traumatised by the incident, Can't sleep at night and suffers flashbacks, Get an injury claim going and she'll probably be awarded a couple of thousand in compo.


:roll:
#17
If there is no sharp edges on the smashed parts, then she should be ok, if the lights still work too :)


Hope shes ok :thumbsup:
#18
The phrase in law (road traffic act) is lamps not maintained. I can empathise with the situation not being your girlfriends fault, but if they are not maintained ie. broken, then it is not legal.
If you get stopped chances are the bobby will give you a Vehicle Defect Rectifiation Scheme form (VDRS) this is basically a form that does not have a fine attached but means that you must get the lights fixed within a certain period of time usually 14 days. As long as they are then fixed and you get the form signed by an MOT testing station then send it in in time, you will be OK, it is a way of getting you to fix the car, without hitting you with a fine
The police can however, just fine you. Lamps not maintained is a non-endorsable fixed penalty of £30
#19
My witness did'nt send the witness report back in! Bang goes 300 quid excess.
#20
cheers guys - looks like it'll be going through the insurance anyway - the quote has come in at between £800 - £1000 so can't see him paying that himself.

My GF's head seems to be all better now too :)

hope he's still happy it's his fault now it comes to loosing his no claims :-o

worto.
#21
I'd only go through my insurance...free courtesy car...and no damage to your no claims as long as they admit liability
#22
sorry legal... got 3 points for it meself

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