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Car Crash - Any advice?

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On Saturday to cut a long story short I accidently reversed into my brothers neighbors car. I have only scuffed my car and I put a smallish dent in their car which is an old L reg Corsa (which already… Read More
airey Avatar
8y, 10m agoPosted 8 years, 10 months ago
On Saturday to cut a long story short I accidently reversed into my brothers neighbors car. I have only scuffed my car and I put a smallish dent in their car which is an old L reg Corsa (which already has the odd dint or two).
Nobody heard me hit it and to be honest I know that a few people would have just left it and gone. I went to the house and sincerely apologized, told the women what had happened and we agreed I would give her £50 for the damage as the car is probably only worth £300 and its not worth getting it repaired and that was that.

Today my brother gets a note through the door asking for me to give the women a call. So I called her and she tells me that her husband (a lawyer) went mad when he found out and she has got a quote for £250 for a repair on the car and expect me to pay for it :o(. I dont think they will even get it repaired they just want to get more money off me that I really cant afford. The excess on my insurance is £250 so it wouldnt be worth me sorting it with them and she seems like she doesnt want any insurance involved and just wants some easy cash.

I dont really know what to do now, I might tell them my excess is £100 so if they want it repairing I will have to get my insurance to sort it, who will probably write the car off and not give them very much for it apart from a lot of hassle then hopefully I can give them another £50 and they will be happy to leave it.

Any advice apart from giving them £250?

Thanks
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airey Avatar
8y, 10m agoPosted 8 years, 10 months ago
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1 Like #1
Firstly I'd ask to see this quote and find out that they're not trying to claim for more than the damage you caused
1 Like #2
Yes tell them that you will get your insurance involved and be serious about, it does semm like they want to get the most out of it!

DON'T PAY IT!!
#3
Just say it wasn't you! lol

Not good advice, but If I were you, I'd just say that you both agreed on what you have already done. Case closed.

Hope you get it sorted!

P.s Remember to check whats behind you when reversing :thumbsup:
1 Like #4
Call their bluff and say you'll have to go through insurance coz you can't afford the £250. This means they'll have all that hassle & their car will prob be written off. Well done for being honest though. I've had my car hit many times in car parks and no one has owned up which is why i won't buy a newer car.
#5
Right, so her husband is a lawyer, and she drives around in a 1994 Corsa? Sounds like a blag to me, and I'd call their bluff.

Demand to see the quote, and if genuine, try to find a similar quote to see if you can beat it.
#6
just set fire to their car tonight then they can't prove anything :thumbsup:
1 Like #7
Dont know about English Law - but is sounds like a contract was made. You discussed and mutually agreed reparations (£50) - and both parties seemed happy with the arrangement. Might be worth a call to a lawyer for a bit of advice - unless there are any on here! Sounds a bit like they are trying it on now.

Yeah - and ask to see the quote!!
1 Like #8
you are entitled to get it looked at yourelf, example someone went into me (dont know who) in a car park I have a Honda Shuffle people mover, I got the dent fixed (quite a big dent an scuffed) and another dent on the other side of my car for £80 so £250 seem a bit high, unless they want to take it to the dealer to get it done - honesty is always the best policy and if you are honest as I said you have the right to choose who fixes it
#9
Yep, best thing ask to see the quote, an official one from the garage they got it from.
#10
Yeah she accepted the £50, its her fault, too late now, unless she lies and says you agreed to pay her more later or something
#11
SunTzu
just set fire to their car tonight then they can't prove anything :thumbsup:


Ha Ha!!

Your avatar cracks me up!
Everything i have seen you write suits it!!

homer_213
Yep, best thing ask to see the quote, an official one from the garage they got it from.


That will be difficult cuz it's lies, all lies!!
banned 1 Like #12
Think Rockhound is right here, by accepting the £50 they have entered the agreement.

To be honest though I'd still ask to see the quote...sounds like a load of bull and really a lawyer in that car...as if....even if there rubbish they still earn a (in)decent wage...

Ask for the quote, call their bluff they are just trying it on....and speak to your insurance company about it...NEVER do the cash thing unless its really not worth it....will you lose your no claims bonus? If not, just go through them
#13
Or..... Deny all knowledge and say you never gave her any money, no witnesses you said. (probably not the best option though)
1 Like #14
If they are really nasty, they could take your £250 and then claim you via insurance. Some people know how to feed on honest people. If this was me, I want to ask where they got the quote from. Second, I'd put down the argument that you guys agreed to pay £50. Thirdly, if they still persist that it is £250, then get the insurance involved. If the husband really is a lawyer, he would have gone through that route in the first place.
#15
Also, you could buy them a can of air and a hairdrier....;-)

http://uk.youtube.com/watch?v=miNykNl-0NM
#16
Tricky one this, did you get a receipt from her to prove that you actually paid her something ?
#17
loosen a paving slab outside their house , go back to the house and trip into their car . COUTERCLAIM :w00t:

nah , good for being honest , DONT PAY OWT YET

Sounds like they are trying it on :x
#18
Thanks for the feedback and I think I'll try the we already agreed on £50 approach first. If they start arguing I'll ask for they quote and say that I'll have to go through insurance because I cant afford the £250 and hopefully they will settle for another £50 (£100). Going on holiday next week so can't really afford it, getting me really stressed!
#19
As someone said, I would tell them that you are going to get the insurance company involved AND ask for your £50 back. Bluff calling time... :thumbsup:
#20
Kamaya
Right, so her husband is a lawyer, and she drives around in a 1994 Corsa? Sounds like a blag to me, and I'd call their bluff.

Demand to see the quote, and if genuine, try to find a similar quote to see if you can beat it.


He could be a lawer as she drives the corsa and he has got a Honda Civic type-r. I am pretty sure they trying to blag as much money as possible though.
#21
Get you own quote made up and say you will get it fixed!! You will take it to the garage and sort it!! Where you located (Preston)? Take it to few garages!!
banned#22
airey;2373194
Thanks for the feedback and I think I'll try the we already agreed on £50 approach first. If they start arguing I'll ask for they quote and say that I'll have to go through insurance because I cant afford the £250 and hopefully they will settle for another £50 (£100). Going on holiday next week so can't really afford it, getting me really stressed!

If you do end up going through the insurance...get that £50 back or you've just given it for no reason...

If they don't give it back....smash the windscreen when no ones about...will cost them a lot more:thumbsup:
#23
A verbal contract is just as binding as a legal one, just much harder to prove.
#24
toconn
Tricky one this, did you get a receipt from her to prove that you actually paid her something ?


No I didnt actually but I'm wishing I had now but at the time she just seemed happy with it and I thought that would be the end of it so it didnt really cross my mind :oops:
#25
Tell them you want 3 quotes from seperate garages or that you would like to get a quote yourself,if they are trying to pull a fast one they have probably got their quote from someone they know and asked them to bump (no pun intended) the price up a bit.
#26
AyrshireBacon
As someone said, I would tell them that you are going to get the insurance company involved AND ask for your £50 back. Bluff calling time... :thumbsup:


get yo 50 quid back first............

then say 'lets go through insurance, the front of your car............hit the back of my car.............i wonder what the insurance people will decide'

obviously you are NOT going to lie to the insurance company BUT call their bluff and tell them that if it goes through insurance you will say her car hit the back of yours.

Hopefully they will settle for 50 quid then...........and say THANK YOU to you!
#27
ODB_69

If they don't give it back....smash the windscreen when no ones about...will cost them a lot more:thumbsup:


dont think thats such a good idea, its a pretty 'rough' family so I might end up in hospital if I do that :thumbsup:
banned#28
airey;2373254
dont think thats such a good idea, its a pretty 'rough' family so I might end up in hospital if I do that :thumbsup:

Then I very much doubt hes a lawyer!
#29
airey
dont think thats such a good idea, its a pretty 'rough' family so I might end up in hospital if I do that :thumbsup:


They only rough when they at home..............................Stand your ground!! Remember they need you and let them tell insurance!! Deny everything or even better ring your insurnace and say that you have had a non fault accident and you want to report it!! Say she was pulling out n hit you!! :thumbsup:

Remember nothing has been signed!! :)
1 Like #30
Firstly, you have to inform your insurance company - even if you do not make any claim (part of your conditions of insurance). If things do get any worse, you will regret not informing them sooner.

Secondly, even on an old car, it is very easy to rack up prices on repairs. I had a recent bump in my old car, dent to boot. Local garage quoted £300, insurance garage quoted nearly £600. Car was written off not economical to repair.

If he is a lawyer, he would have stated the £250 in writing and also included the garage quote. You should do a letter telling him you will settle on £50, or it has to go through insurance. Their car would have to be worth at least £400 on a £250 repair for it to be economical.

I don't think he is a lawyer, not because he drives an old car which seems to bring out the macho comments here. My brother is a lawyer who works for a community law centre. (Not all lawyers earn huge wages). He drives an old car because he chooses to spend his earnings on other things and has no interest in changing cars for newer models. There are lots of people who do not need newer cars to show how sucessful they are.

I know lots of very well off people who drive old cars and many who have hocked themselves up to their eyes in debt to buy a new car. People make their own choices so we should not make assumptions based on the age of the car
#31
can everyone stop suggesting these physical revenge tactics please because his brother lives next door and also revenge never solves anything
#32
ODB_69
Then I very much doubt hes a lawyer!


Yeah the lawyer thing is sounding like bs isnt it.

Dont know whether to call her or wait for a call back now, the last conversation was kind of left on shes going to try and get a better quote.

Might just leave it and wait for her to call.
#33
iglimpse
I know lots of very well off people who drive old cars and many who have hocked themselves up to their eyes in debt to buy a new car. People make their own choices so we should not make assumptions based on the age of the car


ttsese
can everyone stop suggesting these physical revenge tactics please because his brother lives next door and also revenge never solves anything


Two voices of reason. I'd leave rep for those two posts, although I'm maxed out today...
#34
Airey, do either of them wear glasses ?
#35
toconn
Airey, do either of them wear glasses ?


Not sure not noticed why? I do though and before anybody says anything, I already go to specsavers.
#36
First, I would check on http://www.askmid.com/ to see if they're insured.

Then go for the insurance bluff and ask for your £50 back.

Dunno what to say apart from that, shame you didn't get the receipt but kind of understand why you didn't
#37
Just been on the phone to her again and tried the 'we agreed £50' approach but she went on sayin she didn't realise it would cost so much to repair. Now she tells me she has been to another garage who quoted £420 but had conveniently forgotten the name of the garage and the name of the person who gave her the quote!!

But apparently her husband tells her now that he knows someone who can sort it for £150 lol! As I told her my insurance excess was £100 and I was going to get it sorted with my insurance she then conveniently said she was willing to put £50 to the cost if I pay another £50 (£100 in total). I agreed and she asked for me to get some sort of receipt written up (would have been doing that anyway this time!)

£100 out of pocket now but at least its sorted and it was my fault after all.

Was just thinking whether it would be worth me getting a quote before I pay as one of my friends does body work and it looks as though it could have been sorted for less that £100. She tells me I have cracked the panel though which I find very hard to believe.

Thanks everyone for the advice :thumbsup:

Trying to rep as much as I can :)
#38
The insurance company would probably offer them £100 as a write off
#39
The law:- You have satisfied your requirement under the road traffic act to inform the keeper/owner that you have caused damage to their car. To comply fully with the law you should furnish your name (as driver) the owners name, if different, and the VRM (vehicle registration mark or number plate.)
If they are contacting you through your brother, it appears as though they have lost this......
Therefore, as agreed in the first place. I would push the £50 through the door with a polite note apologising and leave it there. Especially if your brother denies them calling round or having any message to pass on to you.
On the other hand to do everything 100% legit, I would ask to see 3 estimates and then get one yourself. Also, please phone all 3 estimate companies to see exactly what they have quoted for and if it is anything above the damage you caused, they are trying to deceive you and I would tell them to go swivel or you will contact the police for an atempt deception.
I would love to lock up a lawyer. if its anywhere near North Wales ask for me
#40
Just to put things in perspective......

You have now agreed to pay £100 without seeing ANY garage estimates. If you think that is the easiest way to deal with it, that's OK for you.

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