Car help

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  casparwhite1 year, 2 months ago #21Show comment toolsReply

  Shengis

  deek72

  Category A: Scrap only - this vehicle should have been crushed. It should never reappear on the road and there are no economically salvageable parts. It is of value only for scrap metal - e.g. a totally burnt-out vehicle.
  
  Category B: The bodyshell should have been crushed. The vehicle should never reappear on the road, but it can be broken for spare parts plus any residual scrap metal.
  
  Category C: Vehicle extensively damaged and insurer has decided not to repair. The vehicle should have an independent inspection before being allowed back onto the road.
  
  Category D: Vehicle damaged and insurer has decided not to repair.
  
  Category F: Vehicle damaged by fire and insurer has decided not to repair.

  
  
  
  
  
  I wouldn't fancy it.
  

  
  I think those definitions are a bit harsh. Cat C just means 'beyond economical repair'. It doesn't have to be extensively damaged. For example a bloke at work had his BMW written off as CAT C for back door and slight rear arch damage. Mental.
  
  Edit: But yeah OP, you got owned for being tight :p
  

  
  exactly!!
  
  mate of mine just had a bus drive into his rear end.....doesnt look like much damage at all but the quote is nearly $20,000 on a $35,000 car
  
  its all structural.
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  csiman1 year, 2 months ago #22Show comment toolsReply

  So what car was it and how much did you pay?
  
  should of been around 50-60% of the trade-in value/ Expect to get about this when you come to sell it.
  
  you may also have trouble getting reasonably priced insurance as the insurers will know it is CAT C status and most wont touch it.
  
  In law, the seller has to inform you of CAT C only if you ask. Although, I fail to see how you would prove their answer in court if they stated it wasnt CAT C.
  

  
  Edited By: csiman on Mar 08, 2012 06:41
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  slamdunkin1 year, 2 months ago #23Show comment toolsReply

  what is the age an value of the car?
  
  the Body shops charge the insurers about £120 a day for the courtesy car, so cars do get written off because of these extra costs and not on repair cost alone
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  manda11 year, 2 months ago #24Show comment toolsReply

  I wouldn't worry too much, so long as the V5 shows its has a VIC test and it has a current MOT and is taxed (if it hasn't had a VIC test then you won't be able to tax it when the tax runs out until its had one). My old escort got reversed into and broke the head light and scratched the bumper, bonnet and wing but they wrote it off as CAT C, hubby just stuck a new head light in it and I took it to get it VIC tested, easy. Just hope you didn't pay too much for the car.

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