Ive just renewed my car insurance, spent ages shopping around to make sure I got the cheapest possible quote. Then added my wife as a named driver & got it even cheaper even though she has no driving history & only a provisional licence!
I spoke to an agent and apparently this is nearly always the case. They take the view that only one of you will be driving the car & people in a committed relationship tend to be more responsible and cautious on the roads.
So whether or not your other half will actually ever get behind the wheel, add them to your policy and save pounds.
Some of you may already know this, but it was news to me, I wish Id known last year.