Its that upsetting time of year again - the car insurance renewal has just come through.
I have a question though - the "motor renewal confirmation" form i have received from elephant (which acts as proof of no claims bonus) clearly states 2yrs. I have been with elephant for 2 yrs, but the 1st yr I was only a named driver, for which they still offer a no claims bonus.
However, i dont think their NCD for named drivers is valid with other insurance companies, but am unsure?
Practically, the form states 2yrs, so i expect other insurance companies would accept it, but would like to know if anyone actually knows whether its this simple, or if further checks are done?
If i can claim 2yrs elsewhere, i can buy cheaper than elephant, but if not, elephant wins.
I would not like to buy elsewhere and have my 2yrs NCD declined, as typically they would cancel the policy and charge an inflated 'admin' fee.
Any advice please?!