Had a prang in my car, which the third parties insurance has admitted liability for. Gotta take it the assessors next week. Problem is the damage (cosmetic) may be more than the value of the car, so can the third party insurance force me to "write off" the car? I would much rather they repair it than offer me their idea of the market value of the car, as it'll not be worth my time and effort losing the car and buying something else. Anyone have any experience of this situation?