I was wondering if theres any experts on car insurance on here?
I know a few years ago you could be fully comp and drive anycar. Now theyve all clamped down on that because people were buying a £50 1.0litre cars and then driving 3.0 bmw;s...ect.
A few companys still let you drive anycar but only on the condition that there in someone els's name and are insured by that person. Which then entitles you to third party cover on there car.
My question is, what if the 'other person' car is not insured by them because they cant drive? How would i go about driving there car without insuring it on a seperate insurance policy? My friend wanted to do this so bought traders insurance so he can drive whatever car he wants. Im not a trader so without going down that route (as insurance as a trader is cheaper than not being a trader for me) are there any other ways to come around this???