Car Insurance Renewal, Male 22. Too good to be true ? - HotUKDeals
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Car Insurance Renewal, Male 22. Too good to be true ?

DFN Avatar
6y, 3m agoPosted 6 years, 3 months ago
Got my renewal through from Aviva this morning for my car insurance, £1060 with 1 years no claims. I've just scoureded every website I could getting new quotes, the cheapest I thought I came up with was £905 until I tried RAC ! I've managed to get a quite from them of 676 with an additional driver !! I've triple checked the quite and everything is right.

This seems too good to be true, what do you reckon ? I'm going to go for it and go through quidco, is my insurance renewal quote from aviva stating I now have 1 years no discount ok to use as proof of no claims when rac ask for it ?

Any advice appreciated !

Thanks.
DFN Avatar
6y, 3m agoPosted 6 years, 3 months ago
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#1
my insurance renewal quote from aviva stating I now have 1 years no discount ok to use as proof of no claims when rac ask for it

yes
#2
just double check what your excess is...i know when i was looking for insurance earlier in the year i was getting some amazing deals but when i checked the excess amount it was something like £3,000
#3
Abz
just double check what your excess is...i know when i was looking for insurance earlier in the year i was getting some amazing deals but when i checked the excess amount it was something like £3,000


If the value of the car is peanuts, it is probably still worth going for a high excess policy and then just get another car....
banned#4
malbano
Abz
just double check what your excess is...i know when i was looking for insurance earlier in the year i was getting some amazing deals but when i checked the excess amount it was something like £3,000


If the value of the car is peanuts, it is probably still worth going for a high excess policy and then just get another car....

still might have to pay £3K for damage to another car
#5
Nah, not too good to be true. My first year on my own insurance managed to get fully comp for a bit £700 with only £100 excess, you just have to shop around to get good deals, which you have done, have you tried al of the ones which don't appear on comparison sites? Also someone on here recommended co-op insurance, I got a very competitive quote from these guys!
#6
csiman
malbano
Abz
just double check what your excess is...i know when i was looking for insurance earlier in the year i was getting some amazing deals but when i checked the excess amount it was something like £3,000


If the value of the car is peanuts, it is probably still worth going for a high excess policy and then just get another car....

still might have to pay £3K for damage to another car


I only thought that the excess related to your own car... which now I think about it, wouldn't be right...

Might be better to shop around then oO

Edited By: malbano on Aug 26, 2010 17:15: spelling
banned#7
spellcheck?
#8
Many thanks for the replys guys, no I didn't spellcheck as I was and am using my iPhone, I was also in a rush.

The excess is £400, the car is 1 year old now and is a Suzuki swift sz-l, it doesn't ask for the value of the car. I've put the estimated mileage at 4000 as I don't travel long distances that often, that includes commuting etc.
#9
The excess on a car insurance is only related to damage to your car if you smash into someone, there's no excess on the poor sod you belt into.
#10
toshapetriji
spellcheck?


Irony!

Its spell check - two words
#11
Well I've finished hunting for the best deal now, I've come up with £620 Fully Comp £450 Excess with ... Aviva ! Generated a new quote with by entering my car details manually to avoid it pulling up my renewal price. Problem is I can't buy it online and get the quidco etc but it works out cheaper then RAC anyway.

So should I be able to ring Aviva tomorrow armed with the new quote's reference so they can pull it up there side and 'sell' it too me ? Quite shocking how they quote me £1060 as a renewal but £620 as a new quote !!
#12
Aviva is RAC. They bought them.
#13
Renewals are always crap, always seems best to get out a new quote even if it is from the same company
#14
Called Aviva this afternoon and took out a new policy starting on my renewal date. I got it at £620 with a £450 excess, legal protection, physiofast, and rescue. The weird thing is I never originally wanted the extras but on the phone he said he could discount the comprehensive cover and get the extras on and still pay £620 ! I've registered online and checked eveything, it's all correct. Pretty damn pleased with that outcome.

Saved £660 on last years insurance and £439 on my renewal price.

Thanks everyone !

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