My car was recently vandalised and dented.
My excess is £800, the work on my car was anticipated to be much more than that , so I made a claim. However, the final total as £540.00 and I got a refund of £260.00.
I have protected no claims bonus and I am able to make two claims in a policy year before my premiums will be affected. Any claim will also freeze any no claim years accrued.
To retract my claim I will be required to pay back the hire car charges and body shop charges that amount to £250.00
Do I pay the £250.00 to ensure a clean claim record or do I allow the claim to be processed and hope that I do not have an at fault claim.
I so wish that I could make my own decisions but now rely heavily on others opinions.