Child tax credit cuts start today. - HotUKDeals
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Child tax credit cuts start today.

boabbyrab Avatar
5y, 8m agoPosted 5 years, 8 months ago
Child tax credit cuts comes into force today for families earning over £41,329, but as from April next year it gets worse.
any family that earns £23,275 will lose the tax credits altogether which will affect a hell of a lot of families, yes even some on this site.
This ConDem government are definately condemning us to the poor house.
boabbyrab Avatar
5y, 8m agoPosted 5 years, 8 months ago
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[mod] 4 Likes #1
...this will not end well...
banned 2 Likes #2
I hate wearing condoms though, and having to think 'can I afford a kid' before having sex just kills the mood and hurts my brain.
6 Likes #3
but families with 10+ kids, every benefit going and no one working in the house will keep every penny!!

I'm setting up a new county - who wants in?
2 Likes #4
Blame Labour
#5
Surely the idea of benefits is to support those that are in need, when they need it. Families earning over 40k cannot need the extra money! As for those with 10 kids on income support or whatever the plan is to get the lazy ones back to work and spend more on those that really need it.
As for setting up another country, you will be the only one paying tax to support all the work shy tax dodgers - hope you are wealthy
banned 5 Likes #6
RufusRabbit
Surely the idea of benefits is to support those that are in need, when they need it. Families earning over 40k cannot need the extra money!


So people who work hard and earn more shouldn't get the same money to help their kids?

Surely that just incentivises the lazy to have more children? That can't be good for us as a country or as a species.
#7
ive just read that they are lowering to £35,000 the 40% tax band also
2 Likes #8
FilthAndFurry
RufusRabbit
Surely the idea of benefits is to support those that are in need, when they need it. Families earning over 40k cannot need the extra money!

So people who work hard and earn more shouldn't get the same money to help their kids?

Surely that just incentivises the lazy to have more children? That can't be good for us as a country or as a species.

I work hard and do not have any children, is it fair that my tax money goes to people who earn more than me due to their life choices?
banned 4 Likes #9
RufusRabbit
FilthAndFurry
RufusRabbit
Surely the idea of benefits is to support those that are in need, when they need it. Families earning over 40k cannot need the extra money!


So people who work hard and earn more shouldn't get the same money to help their kids?

Surely that just incentivises the lazy to have more children? That can't be good for us as a country or as a species.


I work hard and do not have any children, is it fair that my tax money goes to people who earn more than me due to their life choices?


I'm in the same boat as you, but I'd rather have high earners be rewarded for producing better kids than council estate-dwelling 'people'.
22 Likes #10
I'm in the same boat as you, but I'd rather have high earners be rewarded for producing better kids than council estate-dwelling 'people'


Talk about stereotyping people!!!!

I work, my husband works, he did 22 years service in the Army and couldn't claim JSA when he came out, not entitled to housing benefit or any other benefit becos' of a small occupational pension that wouldn't even cover our rent or pay for school meals. We haven't had tax credits since 2006 not becos' we are high earners but becos' of a monumental cock-up on their system. I have 3 children and we get SQUAT other than child benefit....we provide for our children ourselves!

But I live in a council house on a council estate and you know what, I'm very grateful for the roof over our heads so object most strongly to your comment that you'd rather have high earners rewarded for producing better kids than council estate-dwelling 'people'!

You mistake honest decent hardworking council tenants for the lazy idle scrounging ******** who have NO intention of working and who expect the state to pay for their ever-expanding families while they smoke fags and have a 50" plasma on the wall along with the full Sky package all paid for us knacker-jacks who actually go out to work!

Your assumption that all council estate dwelling people breed inferior kids is quite insulting and arrogant...my kids are all high achievers at school and have been brought up to know that when they leave school/college/university they will work for a living (if there are any jobs) just as we have done!

Don't tar everyone with same brush....you really are WAY off the mark! Quite amazing not to mention sad, how narrowminded and blinkered seemingly educated 'people' can be!







Edited By: cuzzy on Apr 06, 2011 20:53: Don`t bypass swear filter
#11
"You mistake honest decent hardworking council tenants for the lazy idle scrounging ******** who have NO intention of working and who expect the state to pay for their ever-expanding families while they smoke fags and have a 50" plasma on the wall along with the full Sky package all paid for us knacker-jacks who actually go out to work!"

The latter is what he/we/they are referring to and are always referring to, as is the stereotype. Glad you're not one of them, but there are plenty of them who fit the bill.

Edited By: cuzzy on Apr 06, 2011 20:54: Swearing removed
3 Likes #12
i think they should do something with the people who havent worked for a certain amount of time, they should find them a placement or make them do voluntary work and if they refuse then the benifits get lowered. there should also be a limit on how many children you can claim for, id say 4 then anything after that your money stays the same wether you go on to have 4more or 10 more. they give money away to easily and to the wrong people.
banned#13
luvvlychocolate
we provide for our children ourselves!

But I live in a council house on a council estate and you know what, I'm very grateful for the roof over our heads


So you bought your council house?
banned#14
As far as I know, they do all of these things now.
pink-ka
i think they should do something with the people who havent worked for a certain amount of time, they should find them a placement or make them do voluntary work and if they refuse then the benifits get lowered. there should also be a limit on how many children you can claim for, id say 4 then anything after that your money stays the same wether you go on to have 4more or 10 more. they give money away to easily and to the wrong people.
2 Likes #15
So you bought your council house?

Not sure what relevance that is to the discussion but no, we haven't bought our council house....we rent!
#16
luvvlychocolate
So you bought your council house?

Not sure what relevance that is to the discussion but no, we haven't bought our council house....we rent!


You're not allowed on this forum then as working class have never done anything for Britain.
banned 1 Like #17
luvvlychocolate
So you bought your council house?


Not sure what relevance that is to the discussion but no, we haven't bought our council house....we rent!


You rent at a reduced rate thanks to taxpayers?
3 Likes #18
You rent at a reduced rate thanks to taxpayers?

You really are an ignorant insulting ass aren't you!

Taxpayers....that'd be me and the husband then!!!




Edited By: luvvlychocolate on Apr 06, 2011 18:17: After thought
banned 1 Like #19
luvvlychocolate
You rent at a reduced rate thanks to taxpayers?


You really are an ignorant insulting ass aren't you!


Is that your way of saying thanks?
4 Likes #20
luvvlychocolate
You rent at a reduced rate thanks to taxpayers?


You really are an ignorant insulting ass aren't you!

Taxpayers....that'd be me and the husband then!!!


FilthAndFurry
luvvlychocolate
You rent at a reduced rate thanks to taxpayers?


You really are an ignorant insulting ass aren't you!


Is that your way of saying thanks?


Don't feed the TROLL
5 Likes #21
FilthAndFurry
luvvlychocolate
You rent at a reduced rate thanks to taxpayers?


You really are an ignorant insulting ass aren't you!


Is that your way of saying thanks?


You like things nice and awkward don't you, seems to befit your sexual preference
banned#22
bassman_uk
FilthAndFurry
luvvlychocolate
You rent at a reduced rate thanks to taxpayers?


You really are an ignorant insulting ass aren't you!


Is that your way of saying thanks?


You like things nice and awkward don't you, seems to befit your sexual preference


You're going to have to explain that? Are you using sexual preference as an insult?
1 Like #23
FilthAndFurry
bassman_uk
FilthAndFurry
luvvlychocolate
You rent at a reduced rate thanks to taxpayers?


You really are an ignorant insulting ass aren't you!


Is that your way of saying thanks?


You like things nice and awkward don't you, seems to befit your sexual preference


You're going to have to explain that? Are you using sexual preference as an insult?


If you can't work that out them I'm not going to explain :)

You lose your prejudice and maybe I will explain :)

I will state that my comment is a statement, not an insult :)


Edited By: bassman_uk on Apr 06, 2011 18:22
#24
FAF is back !!
#25
Where did you hear/read about the £23k cut off for next year? x
banned#26
Thank F for F&F!

That isn't classed as self censored swearing is it?




Edited By: JonnyTwoToes on Apr 06, 2011 20:39
#27
Interesting. Wonder if they will stop nursery's from charging such extortionate amounts then as I know lots of mums that without the childcare help that the tax credits provide would have to give up work.

And as for people being able to afford children, lots of people had different situations when they got pregnant to how they are now. Due to the recession and redundancies people have had to take on lower paid jobs, childcare costs can easily be between £600 and 800 a month and thats just for 1 child. Most families total income is 23k so this would affect most people. Think this would cause more issue socially and would cause more people to go on income support as they would be better off. madness


Edited By: Shellywelly on Apr 06, 2011 20:49
#28
beth3735
Where did you hear/read about the £23k cut off for next year? x
link
#29
boabbyrab
beth3735
Where did you hear/read about the £23k cut off for next year? x

link


This is a less biased link: http://www.bbc.co.uk/news/10416333

An example from the BBC link:


A family with two adults and two children, earning £25,000 a year, which is about the national average, and paying no childcare costs, will receive tax credits of:

* £2,498.80 this year (2010-11)

* £2,427.20 in 2011-12, taking account of the rise in each child element by £150 and the increase in the reduction taper to 41%

* £2,547.20 in 2012-13, taking account of the extra rise in each child element by £60.

However, the same family with just one child will receive tax credits of:

* £545 in 2010-11 and 2011-12

* £37.01 in 2012-13, because the family element is tapered away immediately after the child element.

Not all claimants have their awards curtailed at £50,000 or £40,000 income.

Large families, particularly if they have substantial childcare costs, may still receive tax credits at much higher income levels.

For example, for a family with three children, and claiming maximum possible childcare support, the cut-off point can be well over £65,000, using this year's rates and thresholds but a 41% taper.
#30
http://www.touchstoneblog.org.uk/tax-credit-calculator/ - this is a calculator for checking if your payments will change.
#31
I've been reading online that from next year couples will have to work at least 24 hours between them to claim working tax credits, will the same apply to single parents?
#32
Shellywelly
Interesting. Wonder if they will stop nursery's from charging such extortionate amounts then as I know lots of mums that without the childcare help that the tax credits provide would have to give up work.

And as for people being able to afford children, lots of people had different situations when they got pregnant to how they are now. Due to the recession and redundancies people have had to take on lower paid jobs, childcare costs can easily be between £600 and 800 a month and thats just for 1 child. Most families total income is 23k so this would affect most people. Think this would cause more issue socially and would cause more people to go on income support as they would be better off. madness


I don't know how people managed in days gone by when there were no Child Tax Credits,how did they do it oO
#33
deb8z
Shellywelly
Interesting. Wonder if they will stop nursery's from charging such extortionate amounts then as I know lots of mums that without the childcare help that the tax credits provide would have to give up work.

And as for people being able to afford children, lots of people had different situations when they got pregnant to how they are now. Due to the recession and redundancies people have had to take on lower paid jobs, childcare costs can easily be between £600 and 800 a month and thats just for 1 child. Most families total income is 23k so this would affect most people. Think this would cause more issue socially and would cause more people to go on income support as they would be better off. madness



I don't know how people managed in days gone by when there were no Child Tax Credits,how did they do it oO


Lower living costs perhaps?
#34
TUSSFC
deb8z
Shellywelly
Interesting. Wonder if they will stop nursery's from charging such extortionate amounts then as I know lots of mums that without the childcare help that the tax credits provide would have to give up work.

And as for people being able to afford children, lots of people had different situations when they got pregnant to how they are now. Due to the recession and redundancies people have had to take on lower paid jobs, childcare costs can easily be between £600 and 800 a month and thats just for 1 child. Most families total income is 23k so this would affect most people. Think this would cause more issue socially and would cause more people to go on income support as they would be better off. madness


I don't know how people managed in days gone by when there were no Child Tax Credits,how did they do it oO

Lower living costs perhaps?

No luxuries like t'internet and expensive phones,in those days a lot of people were of the mind,if you couldn't afford it,you didn't have it OR you saved for it.People don't do that these days.
#35
I don't have a problem with this. Surely if you can't afford to have kids without state help then you shouldn't be having any? Seems rather obvious to me but unfortunately a large proportion of our society would appear to disagree.
#36
autolesbona
I don't have a problem with this. Surely if you can't afford to have kids without state help then you shouldn't be having any? Seems rather obvious to me but unfortunately a large proportion of our society would appear to disagree.


The only issue with this logical approach is that many people fail to fully understand WHAT the costs are in having children until they've had them. It's a hard thing to estimate unless you've had one IMO. Once you've had one, you have a better idea of how much it would cost you to have another, etc.
#37
TUSSFC
autolesbona
I don't have a problem with this. Surely if you can't afford to have kids without state help then you shouldn't be having any? Seems rather obvious to me but unfortunately a large proportion of our society would appear to disagree.

The only issue with this logical approach is that many people fail to fully understand WHAT the costs are in having children until they've had them. It's a hard thing to estimate unless you've had one IMO. Once you've had one, you have a better idea of how much it would cost you to have another, etc.

Fair enough, but it would appear that large swathes of our great populous fail to understand the cost after having just the one as well
banned 1 Like #38
Maybe I'm being too simplistic here but I always thought it better to be able to bring up kids in a home that can afford it?

I've never planned to have kids with the benefit of tax credits. I think to be in a situation where you are so dependent of a governing body is simply wrong.

But I guess that is why we have so many kids brought up in families that haven't a clue how to raise them.

Edited By: JonnyTwoToes on Apr 07, 2011 20:10
banned#39
JonnyTwoToes
Maybe I'm being too simplistic here but I always thought it better to be able to bring up kids in a home that can afford it?

I've never planned to have kids with the benefit of tax credits. I think to be in a situation where you are so dependent of a governing body is simply wrong.

But I guess that is why we have so many kids brought up in families that haven't a clue how to raise them.


You're alright Jack, you're alright!
banned#40
master_chief
JonnyTwoToes
Maybe I'm being too simplistic here but I always thought it better to be able to bring up kids in a home that can afford it?

I've never planned to have kids with the benefit of tax credits. I think to be in a situation where you are so dependent of a governing body is simply wrong.

But I guess that is why we have so many kids brought up in families that haven't a clue how to raise them.


You're alright Jack, you're alright!


Why do you always simplify points Chief?
Your instant contra point of view to certain points make me think that you're...... well....... simple?

Are you suggesting from your post that you should have kids only if a wider society can support them through tax? Do you understand how ridiculous that sounds?

I am 'OK' because I work 60 hour weeks, and my fiance works a little under that.

The point you might want to look at above is the 'work' part.



Edited By: JonnyTwoToes on Apr 07, 2011 20:23

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