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Costs of dental treatment.... please shed some light

momofone Avatar
7y, 5m agoPosted 7 years, 5 months ago
Hello everyone... I have got an appointment for fillings with my dentist. This is the first time in my life i am having to see a dentist. I asked the receptionist and she said the treatment will cost 42 pounds. I was wondering if i am eligible for free treatment. I have been silly as my baby is 14 months olds and i could have had free treatment if i went to see the dentist before but was unaware of this. I read somewhere that nursing mothers get free treatment and i do nurse my baby but the receptionist said its only applicable if the baby is under 12 months old. We do get child tax credits... i dont know if this helps... Would someone with more knowledge on this thrown some light on this... Thanks

Also i rang HSA insurance today and the person i spoke to said that if i go ahead with the immediate health cover plan that costs 9.75 a months and will cover this treatment and he said its a monthly renewable plan and he said i could claim on this... but this seems too good to be true....
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momofone Avatar
7y, 5m agoPosted 7 years, 5 months ago
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#1
im with hsa. its simple get your treatment done. retain the reciept and send it of with your claim form that you get with HSA then they send you a cheque or put the money straight into your account. for small claims like under 100 its fine buy we had a problem with a larger claim and they tried to drag it for a while.
#2
Are there no NHS dentists nearby who are taking on patients at the moment? Check-ups are only £16-ish then.
#3
Do you get a tax credit exemption card?
1 Like #4
emi
Are there no NHS dentists nearby who are taking on patients at the moment? Check-ups are only £16-ish then.


That is an nhs dentist I think, 45 for fillings is what NHS dentists charge (price 2 on the 3 stage pricing system)
http://www.nhs.uk/chq/Pages/1781.aspx?CategoryID=74&SubCategoryID=74

From NHS website

"Pregnant women and those who have had a baby in the last 12 months get free:
NHS prescriptions - but only if you have a valid Maternity Exemption Certificate
NHS dental treatment if, when you are accepted for a course of treatment, you are pregnant or have had a baby in the previous 12 months.
We are responsible for issuing Medical Exemption Certificates, on behalf of the Department of Health for England, to women who are pregnant or have had a baby in the last 12 months."
#5
bargainhunter2009
That is an nhs dentist I think, 45 for fillings is what NHS dentists charge (price 2 on the 3 stage pricing system)
http://www.nhs.uk/chq/Pages/1781.aspx?CategoryID=74&SubCategoryID=74


yes this is an nhs dentist. what is an nhs exemption card? could you please shed some more light on this. thanks
#6
ALICOM007
im with hsa. its simple get your treatment done. retain the reciept and send it of with your claim form that you get with HSA then they send you a cheque or put the money straight into your account. for small claims like under 100 its fine buy we had a problem with a larger claim and they tried to drag it for a while.


if this is a monthly renewable plan does that mean i can claim on my treatment and then cancel it. This is what im confused on as when i asked the advisor he first said i could and then he said that you should not be taking undue advantage of it... so dont really know what to think. i wouldnt want to do something against the terms and conditions.... or anything that is fraudulent.
#7
momofone
if this is a monthly renewable plan does that mean i can claim on my treatment and then cancel it. This is what im confused on as when i asked the advisor he first said i could and then he said that you should not be taking undue advantage of it... so dont really know what to think. i wouldnt want to do something against the terms and conditions.... or anything that is fraudulent.


They will prob tie u in for a while, they wont let you pay for one month then cancel
#8
wow how did u manage wthout a dentist all ur life?
#9
bargainhunter2009
They will prob tie u in for a while, they wont let you pay for one month then cancel


hmm... does any over here have an exemption card?
#10
magicbeans
wow how did u manage wthout a dentist all ur life?


never had any problems ever....
#11
momofone
if this is a monthly renewable plan does that mean i can claim on my treatment and then cancel it. This is what im confused on as when i asked the advisor he first said i could and then he said that you should not be taking undue advantage of it... so dont really know what to think. i wouldnt want to do something against the terms and conditions.... or anything that is fraudulent.


well you can but they wont make it easy for you. if its your first month then they will wait till you send the claim and delay payment untill after the second month of payment.

if you have kids then i would advise you to keep HSA. really usefull and you can get private dental treatment and they will pay the full check up costs, 75% of fillings etc and 50% for other things. cant remember exactly what it said.
#12
momofone
if this is a monthly renewable plan does that mean i can claim on my treatment and then cancel it. This is what im confused on as when i asked the advisor he first said i could and then he said that you should not be taking undue advantage of it... so dont really know what to think. i wouldnt want to do something against the terms and conditions.... or anything that is fraudulent.


Don't think you'll be covered hun, going by their ts&cs:

(taken from the Dental Plan policy booklet)

What is not covered under treatment
• General exclusions
• Pre-existing conditions
[COLOR="Red"]• Any treatment required within the three month qualifying period
• Any treatment which was identified by you and/or your dentist as being required before or during the three month qualifying period[/COLOR]
• Any treatment which forms part of a course of treatment which began before or during the three month qualifying period
• Treatment that is not clinically necessary
• Treatment that is not fully completed or paid for
• Appliances required to be worn for the treatment of grinding, clenching or for the prevention of tooth wear
• Treatment received outside the United Kingdom

Sorry :-(
#13
momofone
hmm... does any over here have an exemption card?


I have a tax credit exemption card and I get free prescriptions, dental etc
#14
bargainhunter2009
I have a tax credit exemption card and I get free prescriptions, dental etc


me too
#15
Snap And Money Off Glasses:thinking:
1 Like #16
you only get an nhs exemption card if you have a household income under 20k i think..or might be bit lower. But you will automatically be sent one..so if you havent already doubt you are eligible for it.We were given one when my partner was made redundant but its run out now and as he is back in work we are over minimum income.
#17
im a "full time" student so i get it free just as well as i got a root canal the other week
banned#18
£42 sounds a bargain btw, check ups are advised to prevent any unexpected costly bills
#19
thanks everyone for your replies... greatly appreciated
#20
emi
Don't think you'll be covered hun, going by their ts&cs:

(taken from the Dental Plan policy booklet)

What is not covered under treatment
• General exclusions
• Pre-existing conditions
[COLOR="Red"]• Any treatment required within the three month qualifying period
• Any treatment which was identified by you and/or your dentist as being required before or during the three month qualifying period[/COLOR]
• Any treatment which forms part of a course of treatment which began before or during the three month qualifying period
• Treatment that is not clinically necessary
• Treatment that is not fully completed or paid for
• Appliances required to be worn for the treatment of grinding, clenching or for the prevention of tooth wear
• Treatment received outside the United Kingdom

Sorry :-(


Yes the guy said its not this one... the one he was referring to was the health cash plan and he said that covers pre existing stuff for dental treatment. It only covers upto 77 pounds per annum
banned#21
i think you only get the exemption if you receive the full entitlement to child tax credits but none of the working tax credits

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