Hi all just wanted some advice on taking out a credit card. It is my first time hence I do not know of any catches included. I simply want to borrow upto £7000 without paying any interest, hence if I take out a credit card can I withdraw the money £7000 and because most of them have 12 15 months interest free hence I can pay back once the interest free period finishes. Will they be any kind of withdrawal charge / transfer charge to my current acc. Which cards do you suggest I go for?
Also can this effect my credit rating if I just withdraw and put money back in before interest free time finish.