Some advise please, my mother bought me some clothing from next on her credit card. I do not like what she has bought me and would like to get a refund. I understand that because she bought it on her CC that it has to be returned to the card. I have the receipt and am happy for the money to go back on her card and then for her to give me the money instead. Heres the problem !!!. My mother has gone to America for 2 months and has her card with her. The question is: Do I actually need my mothers credit card to hand in order for them to pay back the money onto it ?, (all the details of the card / transaction are on the receipt). Many thanks if you can help.