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Credit Card Scam - Very Clever BEWARE!

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this is a copy and paste WILTSHIRE POLICE Keeping you informed Swindon Police Station Gablecross Shrivenham Road South Marston Swindon Wiltshire SN3 4RB Telephone: 0845 408 7000 Hi a… Read More
nicster08 Avatar
6y, 6m agoPosted 6 years, 6 months ago
this is a copy and paste

WILTSHIRE POLICE Keeping you informed

Swindon Police Station Gablecross Shrivenham Road South Marston Swindon Wiltshire SN3 4RB Telephone: 0845 408 7000

Hi all,

This has been passed on via another Force area through our own Fraud Department In Wiltshire Constabulary, and it is a very convincing SCAM. We have been asked to disseminate the information as widely and was quickly as we can through neighborhood Watch, School Safe and others.

This one is pretty slick since they provide YOU with all the information, except the one piece they want. Note, the callers do not ask for your card number; they already have it. This information is worth reading. By understanding how the VISA & MasterCard Telephone Credit Card Scam works, you'll be better prepared to protect yourself.. One of our employees was called on Wednesday from "VISA", and I was called on Thursday from "MasterCard". The scam works like this: Person calling says, "This is (name), and I'm calling from the Security and Fraud Department at VISA. My badge number is 12460. Your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card which was issued by (name of bank) did you purchase an Anti-Telemarketing Device for £497.99 from a Marketing company based in London ?" When you say "No", the caller continues with, "Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from £297 to £497, just under the £500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address), is that correct?" You say "yes". The caller continues - "I will be starting a fraud investigation. If you have any questions, you should call the 0800 number listed on the back of your card (0800-VISA) and ask for Security. You will need to refer to this Control Number. The caller then gives you a 6 digit number. "Do you need me to read it again?"

Here's the IMPORTANT part on how the scam works the caller then says, "I need to verify you are in possession of your card." He'll ask you to "turn your card over and look for some numbers." There are 7 numbers; the first 4 are part of your card number, the next 3 are the security numbers that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the 3 numbers to him. After you tell the caller the 3 numbers, he'll say, "That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?" After you say, "No," the caller then thanks you and states, "Don't hesitate to call back if you do", and hangs up You actually say very little, and they never ask for or tell you the Card number .

But after we were called on Wednesday, we called back within 20 minutes to ask a question. Are we glad we did! The REAL VISA Security Department told us it was a scam and in the last 15 minutes a new purchase of £497.99 was charged to our card. Long story - short - we made a real fraud report and closed the VISA account. VISA is reissuing us a new number. What the scammers want is the 3-digit PIN number on the back of the card. Don't give it to them . Instead, tell them you'll call VISA or MasterCard directly for verification of their conversation. The real VISA told us that they will never ask for anything on the card as they already know the information since they issued the card! If you give the scammers your 3 Digit PIN Number, you think you're receiving a credit. However, by the time you get your statement you'll see charges for purchases you didn't make, and by then it's almost too late and/or more difficult to actually file a fraud report.

What makes this more remarkable is that on Thursday, I got a call from a "Jason Richardson of MasterCard" with a word-for-word repeat of the VISA scam. This time I didn't let him finish I hung up! We filed a police report, as instructed by VISA. The police said they are taking several of these reports daily! They also urged us to tell everybody we know that this scam is happening .

Please pass this on to all your family and friends.. By informing each other, we protect each other..
nicster08 Avatar
6y, 6m agoPosted 6 years, 6 months ago
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#1
old and only dumbos fall for this
#3
Thank you for the heads up.
#4
Anyone who give that info out over the phone is mad, would have though It's pretty common knowledge.
#5
Agreed, as soon as they say unauthorised activity on my card, that where you say ok thaks, I will call my credit card company direct now, THANKS BYE and call your credit card company from the number you have NOT the number they give you.
muffin247
old and only dumbos fall for this
#6
Leave it out, there'll still be people not aware of this scam, OP just reposting what they've recieved from the police, althought this does lead me to 2 points.

If you're on a shopping forum and not heard of this scam, then you really need to rethink about using the internet for shopping.

and

Is Wiltshire Police's cut of your council tax worth that level of 7 year old information from cyber crime?
[helper]#7
Please pass this on to all your family and friends

Get an email that says this - it is very often a hoax/chain email. Last thing you should do is forward to others until you checked it out on somewhere like hoaxslayer....
http://www.hoax-slayer.com/card-security-code-scam.html
Look familiar?

Edited By: gari189 on Oct 05, 2010 12:52: ?
banned#8
What sort of idiot would pass over security info over the phone? Oh wait! :p
#9
yea this one has been round for a long time

who really needs details to verify you have the card in your possession other than to say you do.

i never trust anyone who phones me to be who they say they are when they ask for card details
#10
MinstrelMan
Leave it out, there'll still be people not aware of this scam, OP just reposting what they've recieved from the police, althought this does lead me to 2 points.


Have they?

I willing to bet money that they did not receive this from the police. Perhaps they can confirm....
#11
L0Lz this OLD NEWS doing the rounds again....
[helper]#12
jah128
MinstrelMan
Leave it out, there'll still be people not aware of this scam, OP just reposting what they've recieved from the police, althought this does lead me to 2 points.
Have they?I willing to bet money that they did not receive this from the police. Perhaps they can confirm....
Yeah - probably came from their family and firends
#13
this in itself a scam.... sounds like one of those chain letters but in a email format
#14
reported as spam
1 Like #15
Yeah shame on you OP for trying to give a heads up to those who may not be as brilliantly informed and savvy as the above posters. Maybe if you started a new 3 word game thread you would get a better reception.

You get blasted for trying to help people on here now, this forum is going to the dogs.
#16
No doubt this works for the under 30 age groupe on here .......they cant tell stork from butteroO
[helper]#17
sedd33
reported as spam
Probably best not to report this as spam. I'd much rather people were aware not to take these kind of emails at face value and to always check them out on Hoax slayer. If not they will simply be posted again and again....
#18
greg_68
You get blasted for trying to help people on here now, this forum is going to the dogs.


No, that isn't true.

You get blasted for receiving an email with this comment at the end and taking it at face value:
"Please pass this on to all your family and friends.."

This is how spam proliferates on the internet.
#19
Blimey, I only found this on another forum & thought I'd post here to let people know about it if they haven't heard of this scam before!

Won't bother when I read anything like this in the future, just let you get scammed!
2 Likes #20
Some of u lot seriously do my head in. What harm has it done to let people know about this scam?? What does it matter if it's 'old news' or u've 'heard it before' ?? Yes, maybe u would have to be a bit naive to give out ur bank details but it's hardly a hardship to cover peoples backs like this is it?? Someone is thinking about someone else for a change.....it's a heads up..and I for one appreciate it. Thank u OP x
#21
what next?.... a dont touch your bum after eating chilli warning thread?
banned#22
sedd33
what next?.... a dont touch your bum after eating chilli warning thread?

I would clicked "liked" but that would send out the wrong message!
#23
hannah19790
Some of u lot seriously do my head in. What harm has it done to let people know about this scam?? What does it matter if it's 'old news' or u've 'heard it before' ?? Yes, maybe u would have to be a bit naive to give out ur bank details but it's hardly a hardship to cover peoples backs like this is it?? Someone is thinking about someone else for a change.....it's a heads up..and I for one appreciate it. Thank u OP x


Because:
a) it isn't true, it contains several lies
b) it proliferates spam
c) it potentially detracts from any real, genuine 'scam' warnings, particularly when it is posted, reposted and reposted again every 6 months
[helper]#24
hannah19790
Yes, maybe u would have to be a bit naive to give out ur bank details but it's hardly a hardship to cover peoples backs like this is it?? Someone is thinking about someone else for a change.....it's a heads up..and I for one appreciate it. Thank u OP x

The warning message has now been circulating in several countries for a number of years. In spite of this, at the time of writing, I can still find no reliable reports that described actual occurrences of this particular scam.
If you read the entry on hoax-slayer there are is no evidence to say anyone has fallen for this. Its just a chain email preying on peoples fears and gullibility....

Edited By: gari189 on Oct 05, 2010 13:30: ?
[helper]#25
guv
sedd33
what next?.... a dont touch your bum after eating chilli warning thread?
I would clicked "liked" but that would send out the wrong message!
What? you mean you have touched your bum after eating chilli?
banned#26
gari189
guv
I would clicked "liked" but that would send out the wrong message!
What? you mean you have touched your bum after eating chilli?

I rest my case on why it wasn't a good idea to suggest it was good advice!
#27
For what ever excuse you have.....it's not the OP's fault. He has found something that he thought might have helped people out. Just a 'Thanks for the info m8, I'll keep it in mind' would do. But no, everyone jumps on the bandwagon and starts having a go. It was a genuine post, how about a bit of common courtesy??
1 Like #28
hannah19790
For what ever excuse you have.....it's not the OP's fault. He has found something that he thought might have helped people out. Just a 'Thanks for the info m8, I'll keep it in mind' would do. But no, everyone jumps on the bandwagon and starts having a go. It was a genuine post, how about a bit of common courtesy??


Because if everyone shows 'common courtesy', says thanks, and doesn't point out that blindly repeating any email\forum post\social-network message they receive which states 'please pass this on' causes problems, then the cycle of spam is exacerbated. By pointing out that a) its a hoax b) its spam c) it is full of lies d) its been posted umpteen times before e) don't post something that says 'post this', the OP (and others) might learn to stop and reflect on some spam the receive before reposting.

http://www.hotukdeals.com/misc/card-fraud/63284/
http://www.hotukdeals.com/misc/visa-mastercard-scam/110206
http://www.hotukdeals.com/misc/important-scam-alert/118786
http://www.hotukdeals.com/misc/credit-card-scam-beware/324511
http://www.hotukdeals.com/misc/beware-new-visa-mastercard-credit-c/621127
#29
So all the 'spam' on here bothers u?? There's just too much to cope with?? I've been on this website long enough to have read this kinda thing before too.......I don't think it's a hardship to be nice/polite....obviously it is for you!
#30
Some people would rather read comments where people are insulting others etc,it's sad state of affairs on here at times i agree.
#31
Yeah god forbid that the literary giant of hukd misc have substandard threads posted on it.

'it proliferates spam'

Irony at it's best on the misc.

Edited By: greg_68 on Oct 05, 2010 13:49: .
[helper]#32
This is the official position

Admin
.Yes you are right we should warn each other however my concern would be that soon we can end up with load of warnings about possibilities rather than threads about what has actually happened to people. As you can understand I'm sure it is the latter type which is most important and I'd hate to see a real problem ignored simply because everyone has tuned out due to warnings of hypothetical possibilities.


Edited By: gari189 on Oct 05, 2010 13:49: ?
#33
deb8z
Some people would rather read comments where people are insulting others etc,it's sad state of affairs on here at times i agree.

Sad but true hun x
#34
greg_68
Yeah god forbid that the literary giant of hukd misc have substandard threads posted on it.
lol:D
#35
That's a slick one....thanks. I never now pay anything over the phone unless i have rung them. Had a call a few months ago from BT as i had forgotten to pay the bill. He was not happy when i thanked him and said i would ring straight back to pay it. I think he thought i wouldnt bother but it could have been anyone i suppose who had intercepted a bill.
1 Like #36
gari189
This is the official position
Admin
.Yes you are right we should warn each other however my concern would be that soon we can end up with load of warnings about possibilities rather than threads about what has actually happened to people. As you can understand I'm sure it is the latter type which is most important and I'd hate to see a real problem ignored simply because everyone has tuned out due to warnings of hypothetical possibilities.

So SPAM it! it's not hard ... but do people really have to be so snide?? The amount of crap in misc over the years....and you're worrid about this?? I can't see the problem!!

Edited By: hannah19790 on Oct 05, 2010 13:54: .
#37
hannah19790
So all the 'spam' on here bothers u?? There's just too much to cope with?? I've been on this website long enough to have read this kinda thing before too.......I don't think it's a hardship to be nice/polite....obviously it is for you!


No, the spam on the internet in general bothers me, particularly pointless scare story emails like this. The fact that 99% of people seem to think they are good, and healthy, and are a service when they are spammed about bothers me. Politeness and niceness doesn't come into it - why should it - if you are blindly reposting something which is essentially a lie, without doing any validation of the 'facts' therein, then you are yourself propagating a lie; I can't see any post where anyone has said anything nasty or unfair to the OP - perhaps you can point one out to me - but I most certainly wont say thankyou for the 'heads-up' and will vehemently defend my right to not do so!
#38
Goofeys Girl
Its a pity we couldn't have some sort of easy voting system and if enough people on a thread thought someone was being rude we could ban them for 24 hours or something. We could just have a box to tick.

God,i would love that !!!!
banned#39
deb8z
Goofeys Girl
Its a pity we couldn't have some sort of easy voting system and if enough people on a thread thought someone was being rude we could ban them for 24 hours or something. We could just have a box to tick.


God,i would love that !!!!


and the likes of me and you would never be unsuspended - lol
#40
deb8z
Goofeys Girl
Its a pity we couldn't have some sort of easy voting system and if enough people on a thread thought someone was being rude we could ban them for 24 hours or something. We could just have a box to tick.


God,i would love that !!!!


Can you imagine how the pathetic cliques on here would gang up on the outsiders then?

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