I just wanted to know if anyone has used a credit repair agency?
I was just on the phone with credit expert because i have a couple of defaults on my account from 2004 and 2006 which have all been cleared and settled, and i wanted to know if the defaults can be removed as I have had letters from the lendors to verify that everything has been cleared. The lady suggested using a credit repair agency but said then went on to say its a bit risky!!! I asked her to clarify and just wouldn't!
Doing a quick look on google there seems to be mixed feeling about credit repair agencies! so i just want to know if what everyone's opinion is on these agencies or if anyone has ever used a credit repair agency?