I'm living in a shared house at the moment and unfortunately I'm in charge of paying the gas and electric bills. So when the bill comes in I collect money off each person and then pay the relevant company. I have to do it this way because I sometimes don't have £150 or however much in my account to pay it off first.
What I'm wondering though is if people take ages to pay me, and subsequently we get final reminders through the post etc, will it affect my credit rating or whatever at some point? I should think my record is pretty perfect at the moment and don't want it to get messed up because of other people's ..... incompetence!
I've tried searching about on the net but can't find a definite answer, does anyone know?